U.S. Department of Veterans Affairs: Supportive Services for Veteran Families Program
April 2017 v.1
Shared Housing
The effort to prevent and end homelessness among Veterans has shown significant progress over the past few years;
dozens of communities have now been confirmed by the U.S. Interagency Council on Homelessness, U.S. Department of
Housing and Urban Development and U.S. Department of Veteran Affairs (VA) as having achieved the Federal Criteria
and Benchmarks for Ending Veteran Homelessness. VA’s Supportive Services for Veteran Families Program (SSVF)
continues to show success despite tight rental markets with increasing rents. This success is often attributable to the
flexibility the program gives to SSVF grantees and Veterans in finding creative ways to secure and sustain permanent
housing. One flexible tool to consider is using SSVF to assist in Shared Housing arrangements.
For Veteran households without a long term rental subsidy or the ability to significantly increase their income, finding
and securing an affordable unit can be challenging. Experience tells us that in some communities, Veterans and other
people with low incomes may spend as much as 80% of their income on their housing. Any additional expenses, or even
a minimal decrease in earnings or benefits, leave them vulnerable to homelessness. By sharing housing, two (or more)
people can leverage their limited incomes to afford a rental unit they can sustain.
What is Shared Housing?
Shared housing is defined as two or more people who live in one permanent rental housing unit, sharing costs
associated with maintaining housing such as rent and utilities. In SSVF, the assisted Veteran must be listed on the lease
(SSVF does not prescribe lease status for non-SSVF tenants) and their portion of the rent must be proportional to the
amount of private space that Veteran has in relation to the other tenants. The overall size of the unit is dictated by the
co-housing tenants’ preferences, available income, and the cost of rent and utilities. While many tenants will want their
own bedroom, they may, in some cases, voluntarily agree to share a bedroom. What’s important to remember is that
shared housing is permanent rental housing, in that the Veteran is on the lease and has full tenancy rights.
Who is Eligible for Shared Housing?
Any Veteran or Veteran family may opt for shared housing. There is no requirement that all of the tenants in the shared
housing unit be SSVF program-eligible or meet income guidelines, as long as the Veteran family receiving assistance is
eligible for SSVF services. Only SSVF-eligible Veterans may receive SSVF program assistance, including SSVF Temporary
Financial Assistance, and the division of expenses must be proportional to the space occupied by the assisted Veteran.
If a non-SSVF tenant is part of the shared housing arrangement and receives another federal rental subsidy or benefit,
that non-SSVF tenant must be aware of any restrictions attached to his/her benefits. SSVF does not define who may
share housing with whom: the choice is made by the tenants themselves. Grantees that place Veterans into shared
housing are encouraged to work with landlords to customize the lease to the housing situation, either through
independent lease agreements (recommended) or by including a description of housing arrangement within the lease.
Advantages of Shared Housing
Reducing the rent burden is often the most important benefit to shared housing arrangementsand it can be the only
way some extremely low-income renters can obtain and sustain housing in a high-rent community. But there can be
other benefits, as well: families with small children could share childcare, which can otherwise be an enormous expense
for low-income families; shared housing can reduce loneliness and isolation; and if two people are pursuing a common
lifestyle choice, such as sobriety, they may be able to encourage and reinforce each other. In some cases, a homeowner
with physical limitations may be able to benefit from renting a room to someone who can help with physical chores in
exchange for reduced cost housing.
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U.S. Department of Veterans Affairs: Supportive Services for Veteran Families Program
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Challenges of Shared Housing
On balance, there are also potential challenges to beginning and sustaining a shared housing situation. VA strongly
encourages SSVF grantees supporting any shared housing arrangements to address the following potential challenges as
part of a long-term housing retention plan. As SSVF participants consider the benefits of a shared housing arrangement,
SSVF grantees must work with the participating Veteran to identify mitigation strategies for the following challenges:
Interpersonal Issues. People who live together must negotiate many aspects of daily life. Conflicts will arise
and may require third-party (such as the SSVF case manager) intervention. SSVF grantees need to be willing and
able to help mediate these types of situations.
Landlord Challenges. Based on the landlord’s demands, some programs may need to coordinated month-to-
month independent leases, so that each tenant has a lease with the landlord even though they share housing.
However, this arrangement can represent an increased financial risk for landlords. If one tenant moves out, is
the other tenant responsible for the full rent? Or does the landlord risk losing that share of the rent? These are
important issues to discuss and resolve before the Veteran enters into a shared housing arrangement. The
impact of one tenant moving out should be described within the independent leases. Where possible,
agreements with landlords, even if informal, should be made prior to move-in so that if one tenant in shared
housing leaves, the SSVF grantee can move another into the apartment and that tenant can be added to the
lease, should the current SSVF tenant and landlord be agreeable to the arrangement.
Housing Stability. Programs that utilize shared housing have had differing experiences. Some programs have
found high satisfaction with long-term successful matches, while others have found that matches tended to
encounter problems more quickly. If monitoring and mediation are unsuccessful, staff must be able to assist in
finding alternative housing arrangements where necessary and desired by the Veteran. As Veterans in such
housing situations often require additional assistance after move-in and potentially even post discharge from
SSVF, these Veterans shall be offered follow-up housing placement support and even potential enrollment in
homelessness prevention services.
How do Programs Facilitate Shared Housing?
Offer the option. Not all program participants will want to share housing. However, it should be presented and
discussed as an option, including both the financial and personal advantages and the challenges.
Select (or Construct) a Tenant Matching Tool. Some programs have used questionnaires to suggest
compatibility. Questions often include lifestyle preferences such as privacy, drug/alcohol use, food sharing, etc.
These questionnaires can exclude matches with key areas of obvious incompatibility, such as one person who
wants sobriety while the other is a frequent user of alcohol or drugs.
Veteran choice is critical. Whatever tool or method is used to assess potential matches between tenants, the
process must include one or more face-to-face meetings between the prospective shared housing tenants. The
final choice must be theirs, even if their choice is counter to staff recommendations.
Consider the lease issues. A legal opinion might be helpful in identifying the joint and individual responsibilities
of co-housing, or to review leases used by landlords who allow co-housing.
Prepare the tenant(s) for shared housing. Separately or together, it is generally helpful to discuss issues that
are likely to occur in shared housing: quiet/sleeping hours, guests, cleaning, noise, smoking, notice of moving
out, damage, cooking, use of shared space, etc. There are roommate agreement templates that can be used to
guide discussions or to develop a written agreement between tenants.
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U.S. Department of Veterans Affairs: Supportive Services for Veteran Families Program
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Landlord/Tenant Supports. Decide, in advance, the supports that will be available to both the tenants and the
landlord to prevent or respond to tenancy problems.
Have a Plan B. Sometimes, shared housing situations become intolerable, due to personality/lifestyle
differences or even abuse. It’s a good idea to have a relocation or re-housing plan that can be quickly
implemented. What happens if one person suddenly leaves and the Veteran doesn’t have the resources to
either relocate or to sustain housing on their own? Options for a Plan B should be addressed early in the
process.
Ensure post-SSVF supports are in place. SSVF is limited in nature so grantees must ensure post-assistance
supports and connections to community resources are explored and in place to support tenancies after SSVF
assistance ends. This may include providing contact information and resources should the Veteran need
assistance or have a problem even after exiting the SSVF program.
Sharing Housing is a real option for tenants who need or want the advantages and are willing to work through the
inevitable rough patches. Here are a couple of examples of how this might look in practice:
CASE SCENARIO: Two Solo Men (literally homeless/rapid re-housing)
Ari (27) and Jon (30) have never met, but both are SSVF-eligible Veterans who are currently living in a homeless
shelter. In their first (separate) meetings with their case managers, they considered their likely income, and
constructed a budget based on local rent and utilities. Both were presented with the option of shared housing and
were amenable to try it out. Case managers walked them through a questionnaire on their lifestyle and roommate
preferences. The case managers compared questionnaires and decided the two men had no red flags (such as one
roommate working on sobriety while the other uses alcohol daily), so a meeting between the two men was
arranged.
Both decided it might work out so the two began looking together at potential housing units. They both agreed on
one unit. The two men and their case managers had separate and joint meetings to assure that both Veterans
understood the lease, potential problems, and ways SSVF could help resolve conflicts with each other or the
landlord. At the case managers’ urging, the men worked out a roommate agreement to minimize issues related to
guests, noise, etc. The two case managers arranged a meeting with the landlord to discuss landlord and tenant
supports their SSVF program offers and the time limits on that support. All parties agreed on the lease
requirements and the two men moved in. The case managers have coordinated their home visits, so each could
alternate private meetings with her own client and meetings with both men together. At two months, the men
agreed that while they have had some conflicts, they would be willing to continue the roommate relationship if the
case managers continued their visits for a few more months. The case managers agreed and are in ongoing
communication about assistance levels and anticipated SSVF exit.
CASE SCENARIO: Family and Solo woman (homelessness prevention)
After her landlord filed for eviction, Tonya asked to return to shelter for the second time. She and her children liked
the apartment but simply could not afford the rent, even with her VA benefits. She had a night shift job offer but
she was unable to secure overnight childcare for her two preschool children. SSVF staff described the option of
shared housing. She was willing to try, but the first match was not compatible and lasted only a few months. Tonya
still liked the idea of shared housing and asked Beth, an older woman on Social Security who was a close friend of
her mother - to move in. Beth provided overnight child care so Tonya could take the job, increasing her income and
also reducing her rent payment. When they can afford it, the two women will move to a larger apartment.