Zions Bank is for you.
Introducing our new line-up of Zions Bank@Work oerings.
FOR THE NEXT LEVEL OF BENEFITS
Oers subject to change at any time.
Rev. 8/2022
CHECK OUT EVEN MORE PRODUCTS AND
OFFERINGS ON THE OTHER SIDE
0.25
%
Plus get a
On consumer loans including: Personal, Auto,
Boat, RV and Home Equity.
Subject to credit approval. Loan must have automatic payment from a Zions
Bank Advantage Checking account. Terms, conditions and restrictions apply.
CASH $250
When you open a new Advantage Checking
account with direct deposit.
Advantage Checking
1
account must be kept open for 6 months. Terms, conditions
and restrictions apply. Direct Deposit must be setup within the first 30 days.
Customer must have an incoming monthly direct deposit
2,9
each month
the Zions Bank Advantage Checking account is open. The cash bonus of $250
will be posted to the Advantage Checking account within 4 to 6 weeks from the
end of the 6-month promotion.
LOAN
DISCOUNT
A division of Zions Bancorporation, N.A. Member FDIC. NMLS# 467014.
Equal Housing Lender
Please allow us to introduce our
new Advantage Checking
1
A division of Zions Bancorporation, N.A. Member FDIC. NMLS# 467014.
Equal Housing Lender
Online Banking: Easily access your account information, transfer funds, pay bills, and reorder checks. You can even get email
notifications when your checking account is running low. Online Banking and Bill Pay are free with all consumer accounts.
Mobile Banking: You can easily manage your finances on the go with Zions Bank’s free Mobile Banking service. It’s easy-to-
use, simple-to-download, and with quick and simple to view account balances, you can deposit checks, transfer funds, look up
transactions, and find local branches and ATM locations wherever you are.
3
Zelle®: With Zelle®, you can send money to and receive money from friends, family, and people you know and trust. Zelle® is easy
to use and conveniently available in both Online and Mobile Banking. Zelle® is available in Online and Mobile Banking.
4
Bill Pay: From your mortgage to your babysitter, you can pay anything or anyone online. Online setup is quick and simple, and
before you know it, you’ll be spending more time enjoying life and less time paying bills. And the best part, Bill Pay is included at
no cost for all Zions Bank personal accounts.
Visa® Debit card: Conveniently accepted at millions of merchants worldwide, the Zions Bank Visa® Debit Card can help make your
life simpler, reduce the necessity for trips to the ATM, writing checks, and carrying loose cash. Plus, with Zions AmaZing Deals®
watch the rewards and cash roll in.
5
Checks: No charge for “Zions Bank Exclusive” design checks or 45% discount on another check design and must be ordered
through Zions Bank through branch, Online Banking or Customer Service.
Safe deposit box: No fee on standard size (3 x 5) safe deposit box (where available) or $10 discount towards any larger box (key
deposit required on all boxes).
6
ATMs:
• Zions Bank ATMs: No fees for transactions at ATMs owned by Zions Bank or other divisions of Zions Bancorporation, N.A.
• Non-Zions Bank ATMs: One (1) fee waived per month for transactions at non-Zions Bancorporation, N.A. ATMs
7
Overdraft Protection: If you have opted for our Overdraft Deposit Transfer Service or Check Reserve Credit Line Transfer Service
we will pay transactions that overdraw your account when there are available funds in your deposit account or credit line
8
Advantage Checking Monthly Maintenance Fee: $0 monthly maintenance fee
10
when you meet one of the following during the
statement month, otherwise, $5:
• $250 minimum direct deposit
9
• Keep your daily balance at $500 or above
(1) Please refer to the Deposit Account Agreement, Account Disclosure, Deposit Rate Sheet and Personal Account Schedule of Fees, or speak with a banker for more details. (2) Minimum
deposit of $50 needed to open account. (3) Mobile Banking requires download of the smartphone or tablet version of Zions Bank from the Apple® App Store, Google Play®. Message and
data rates from your wireless provider may apply. Requires enrollment in Online Banking. (4) U.S. checking or savings account required to use Zelle®. Transactions between enrolled
users typically occur in minutes. See your Zelle® Payment Service Agreement for more details. Standard text and data rates from your mobile phone carrier may apply. Available services
are subject to change without notice. Zelle® is intended for sending money to family, friends and people you know and trust. It is recommended that you do not use Zelle® to send money to
people you don’t know. Neither Zions Bancorporation, N.A. nor Zelle® oer a protection program for any authorized payments made with Zelle®. Zelle and Zelle related marks are wholly
owned by Early Warning Services, LLC. and are used herein under license. (5) Visa® is a registered trademark of Visa International Service Association. (6) Availability varies by branch.
Cannot be used in conjunction with other safe deposit box discounts. (7) An ATM charge of $2 applies to transactions conducted at an ATM not owned or operated by Zions Bancorporation,
N.A. Other bank or ATM operator fees may also apply to any transaction conducted at an ATM not owned or operated by Zions Bancorporation, N.A. Please see Fee Schedule for additional
ATM fee details. Select Checking accounts include waivers of Zions Bank ATM fees and/or rebates of charges from the use of non-Zions Bancorporation, N.A. ATMs. International ATM
transactions are not waived or rebated. (8) Subject to credit approval, terms and conditions apply. When you don’t have enough money in your checking account to cover a transaction,
the bank can transfer funds from a designated, eligible linked deposit account or credit reserve line (subject to credit approval). Subject to minimum transfer amount. (9) A direct deposit
is an electronic credit to your account. Transfers from one account to another or deposits made at a banking center do not qualify as a direct deposit. All direct deposits made during
the statement month are added together to determine the total direct deposit amount used to waive the monthly maintenance fee. (10) In order to avoid a monthly maintenance fee, the
balance requirement must be met. The monthly service fee amount is provided as part of the disclosures upon account opening. Minimum Balance: If your daily balance drops below
the minimum balance requirement, then a monthly maintenance fee will be assessed. All tax liabilities, if any, associated with the benefits are the responsibility of the recipient, and the
recipient may receive an IRS tax reporting statement that includes the approximate retail value of the benefits. If tax documentation including a valid W-9 or W-8 is not completed, the prize
may be forfeited.
Rev. 8/2022
