1) To qualify for the Complete Cash Rewards Program (CCRP) you must be a new Complete Checking customer. Certain fees, minimum balance requirements, and restrictions may apply.

New money only. A minimum deposit of $25 is required to open the new Complete Checking account. Existing checking account customers are not eligible. A new checking account is

defined as any new checking account that does not have any authorized signatures in common with any other existing Flushing Bank checking account(s). An existing checking customer

is defined as anyone who currently has or has had a Flushing Bank checking account within the last 24 months. New money is defined as money not currently on deposit with Flushing

Bank. 2) The Complete Cash Rewards Program (CCRP) bonus is limited to one (1) account credit per new checking account customer. The CCRP bonus will be based on the three-month

average account balance of the first three (3) full calendar months after the month of account opening. The monthly average account balance tiers and respective account credits are as

follows: Tier 1: $10,000 - $49,999 a $150 account credit; Tier 2: $50,000 - $99,999 a $500 account credit; Tier 3: $100,000 - $249,999 a $1,000 account credit; and Tier 4: $250,000+ a

$2,500 account credit. The CCRP bonus will be posted to the account on or about the 15th of the subsequent month following the account’s three (3) month anniversary. A 1099 will be

issued in the amount of the CCRP bonus. The new Complete Checking account must remain open, active, and in good standing for six months. The bonus will be forfeited if the account

1,2