State Employees' Credit Union 2023 Annual Report

We Are SECU

2023 ANNUAL REPORT

We’re not just invested in North Carolina.

We are North Carolina.

On behalf of our entire SECU Board of Directors, I would like

to begin with a heartfelt thank you to our more than 2.7 million

Credit Union members throughout North Carolina and beyond.

You are the heart and soul of our member-owned cooperative

and are central to all that we do in support of our longstanding

mission:

“To be the trusted provider of nancial services to

every eligible member and to enhance the value of their lives

and nancial well-being while maintaining our scal strength.”

Over the past year, our Board members and SECU’s executive

leadership have spent a great deal of time engaging with sta,

volunteers, and members

–

sharing, listening, and learning to

help guide us in our important work to oer more for you and

meet you where you are on your nancial journey.

Each year presents new challenges and opportunities to

grow, improve, and evolve with the ever-changing needs

of our membership. For the past two years, Jim Hayes led

SECU through a season of change before departing to pursue

another opportunity. We deeply appreciate his service to

SECU, and we wish him the very best in his future endeavors.

With his departure, our Board made the important decision to

name 35-year SECU veteran Leigh Brady to the post, the rst

female president and CEO in our organization’s history. Leigh

has been an integral part of the Credit Union for more than

three decades and uniquely understands our mission and our

members. She is well-equipped to help SECU navigate changes

that are underway, and we are excited about the future under

her leadership.

In December 2022, we nalized the SECU Strategic Plan,

outlining our holistic approach to modernization and enhanced

SECU member value over the course of the next ve years. Our

four strategic focus areas are Member Experience, Employee

Experience, Digital Innovation, and Safety and Soundness, with

members at the center. The successful execution of this plan

aims to bring more value by promoting greater eciencies,

expanding member choices and channels, and positioning

SECU for ongoing sustainability. It has never been more

necessary for SECU to ll the role of a trusted nancial services

provider, and our charge is to continually provide stability amid

a volatile environment. We are here for you, our employees,

and our communities.

Report of the Chair

In the past scal year, numerous product and service

enhancements were implemented. Highlights include fewer

member fees with the elimination of stop payment, overdraft

transfer, and return check fees; an upgraded Interactive Voice

Response system for improved 24/7 phone service; expanded

mobile and digital services, including a new online loan

application and debit card lock feature; additional branches for

in-person service, and more nancial education oerings via our

website www.ncsecu.org.

We also implemented a new lending approach that began in

March with auto loans. This was the result of extensive research

and member feedback that overwhelmingly pointed us to the

conclusion that we were not reaching our goal of providing the

best possible rates for all members. Being more competitive

and oering a good value for everyone meant implementing

a tier-based pricing model that serves members in a manner

that benets the majority of our borrowers with lower rates

than what could be oered in a one-price-for-all model and

one that is much less impactful to those borrowers with lower

credit scores. Rates provided to those borrowers are much more

favorable than what is oered by our competitors, and we serve

borrowers in the lower score ranges who are not being served at

all by banks and most credit unions.

Chris Ayers

Chair, SECU Board

of Directors

2023 SECU ANNUAL REPORT

Providing more for you, our employees, and our communities

demonstrates the ever-important credit union philosophy

of People Helping People®. It is foundational to SECU’s day-

to-day operations as well as our community involvement

and philanthropic eorts. Through holiday toy drives, school

supply and food collections, volunteer service with local non-

prots, and more, SECU team members are reaching out with

open hearts and helping hands to make a positive dierence

for others.

Further increasing that impact is the member-funded SECU

Foundation, the Credit Union’s philanthropic arm that lifts

so many through its powerful work in all 100 North Carolina

counties. Established in 2004, SECU Foundation recently

surpassed a quarter of a billion dollars in cumulative funding

for grants and nancing in support of education, housing,

healthcare, and human services initiatives to benet the people

and communities across the state. Through your generosity

and support, valuable work is being done, and I encourage you

to visit www.ncsecufoundation.org to learn more about your

SECU Foundation.

While my letter provides just a snapshot of our past scal year,

the full SECU Annual Report gives a broader picture of the year

in review. Please take a moment to read through the pages, as I

think you will be encouraged by what has been done, and what

is yet to come.

In closing, I once again oer my deepest appreciation to

you, our sta, and the more than 3,000 volunteers serving

on committees and Member Advisory Boards across the

state

–

we are grateful for your support. You have a valued

role in our cooperative, and together, We Are SECU!

Thank you,

Chris Ayers

Chair, SECU Board of Directors

In the rst month of tier-based auto loan pricing, SECU

originated 8,300 vehicle loans, the highest since August 2021

when rates were at historical lows. And in the rst six months,

SECU originated over 45,000 vehicle loans totaling $1.2 billion,

which included welcoming over 21,000 members who did not

have a current lending relationship with SECU previously. So

far, lending data shows members are taking advantage of

these lower rates consistently across all credit tiers and we will

continue to monitor our pricing model and overall strategy to

ensure we are meeting our goal of providing the best possible

rates for our membership as a whole.

As we work to expand and enhance our product and service

oerings, we always keep our scal strength top of mind to

ensure that our Credit Union is safe, sound, and well-positioned

to serve you now and in the future. I am pleased to report

that SECU remains scally strong, recording net income of

approximately $587 million, compared to $564 million for the

previous scal year. We saw strong earnings that create value

for our members and support the maintenance of our capital

reserves. Our return on assets was 1.18% for the scal year while

our capital position also held strong with more than $5 billion in

equity and a capital to assets ratio of 10.47%, preparing us for

any potential economic downturn. Combining this equity with

ample liquidity options positions SECU well to meet member and

operational demands.

Our most important asset in serving SECU member-owners is

our people, and by investing in SECU’s 8,000+ employees in our

275 branches, call centers, and operations departments, we are

creating more value for you. Supporting employees in the best

ways possible allows them to come to work excited, energized,

and well-positioned to provide the very best member service

and create deep connections with the people in our communities.

With additional benets, greater employee engagement through

listening sessions and surveys, and expanded learning and

development opportunities, we are building a more supportive

work environment to help sta better support you.

Report of the Chair

2023 SECU ANNUAL REPORT

The spirit of a cooperative is grounded in a commitment to each other,

working together to make a positive dierence for all. That spirit is what

SECU is about

–

it’s People Helping People®, doing the right thing, and

serving our members and communities in North Carolina to the best of our

ability. When our members and communities thrive, SECU thrives. We are

dedicated to providing a level of care and service that cultivates success.

We are so much more than a nancial institution; we’re a member-owned

cooperative and members are at the center of all we do. We are committed

to listening to your needs, oering caring and compassionate support, and

working together to nd solutions to improve your nancial health and

well-being.

Together,

we are SECU.

2023 SECU ANNUAL REPORT

MEMBER STORY

Samuel Moseley, PhD

Values SECU’s

Level of Care

A retired professor with more than 35 years of teaching

and administrative experience under his belt, Dr. Moseley

knows that learning from life’s challenges and supporting

those who support you leads to better connections and a

stronger community.

His anity for SECU, which has inuenced his wife, sister,

children, and even his grandchildren to become members,

stems from receiving a level of care he’s never found

at another nancial institution. As a young professor

struggling to make ends meet, the Credit Union was there

to help with a loan when other lenders would not. A short-

term loan he received from SECU aorded Dr. Moseley

the opportunity to attend an important work conference

and provided a worthy investment in his long-term career.

Currently, SECU is fortunate to have him serve as a

Member Advisory Board volunteer. In this role, he uses

his voice to share fellow members’ concerns and hopes

for our cooperative’s future, making sure they are always

heard. His goal? To ensure that the level of service,

the sense of community, the feeling of being a part of

something special, and most importantly, the knowledge

that someone at the Credit Union is there for you, is

always present.

“Being a part of the Member Advisory Board, or any of

the Credit Union’s committees, I think is really important

for people because you get to help others and make your

mark on something bigger than yourself. Where else can

you say that? That sense of community, of service, of

just knowing that someone is there for you. That’s what

makes this place special. I believe SECU does all of that

for its members.”

“That sense of community,

of service, of just knowing

that someone is there for

you. That’s what makes

this place special. I

believe SECU does

all of that for

its members.”

Services That

Make a Dierence

SECU is committed to helping members make better

nancial decisions

–

it’s been a primary focus for over

85 years. Our nancial products, services, and tools are

designed to equip our members with the knowledge

and power they need to achieve a better quality of life.

We have members’ best interests at heart, and that

will never change. People Helping People® is not just

a tagline, it’s the credit union philosophy, and one

that we live out every day to help our members and

communities grow stronger, healthier, and prepared

for the future.

CREDIT UNION INVESTMENT SERVICES

Ended FY23 advising:

33,026 households 40,614 accounts

A Way to Plan

For the Future

At SECU, members are at the center of all we do and

ensuring they have the tools for a comprehensive

nancial plan is key to serving them well. The Credit

Union’s nancial advisory services are making a

positive impact and giving members greater peace

of mind for themselves and their loved ones.

This past year, SECU helped over 8,200 members

prepare for the future through our Estate Planning

Essentials Program. SECU insurance representatives

also helped them secure over $557 million in life

insurance coverage and related policies through

SECU Insurance Services.

See page 40 for disclosures.

INSURING MORE MEMBERS

THAN EVER

23,000+

Insurance Policies/Contracts

have been issued in 2023

24% Growth

in Personal Lines policies

(i.e. homeowners, auto, etc.)

over FY 2022

2023 SECU ANNUAL REPORT

Since the introduction of the Consumer

Point of Sale in mid-December, monthly

online application volume has increased

by approximately 51%. In addition,

consumer applications received through

our online channel now account for

approximately 30% of all consumer loan

applications received on a monthly basis.

17.4% growth of loan portfolio during

FY2023, from $27.2B to $31.9B

45.7% increase in home equity loans

since last year

19,946 home equity loans in 2023,

totaling more than $5 billion

Member Borrowing Made Better

Putting More Financial Power

in Our Members’ Hands

SECU works to make the borrowing experience better for

all members. This year we introduced a new digital loan

application to streamline and expedite processing, and

member response was incredibly positive. From this and

other lending enhancements, SECU was able to help members

quicker and more eciently. In fact, from nancing new

homes to oering more aordable vehicle loans, our lending

specialists provided more for members than ever before.

We value member feedback — it helps guide us as we work

to provide members more of the services they want and need

from us. In response to this feedback, SECU rolled out new

credit and debit card features to give members more control

over their accounts. Debit card holders now have the ability

to lock and unlock their SECU Debit Card from the mobile app

and this feature is already beneting thousands of members.

Another benecial enhancement is the ability to perform

online credit card balance transfers.

New Lending Approach: In the rst month of tier-based

auto loan pricing, SECU originated 8,300 vehicle loans, the

highest since August 2021 when rates were at historical lows.

And in the rst six months, SECU originated over 45,000

vehicle loans totaling $1.2 billion.

2023 SECU ANNUAL REPORT

34,000+ New

Credit Card

Accounts Opened

in 2023

MEMBER STORY

Evanie Clay Shares How

We Are Empowering Members

“He empowered me to

make a smarter decision

for me. I’ve never been

treated like that by a

bank or anywhere else.”

A single mother of four, Evanie Clay struggled for years to

rebuild and maintain a favorable credit score. It wasn’t until

establishing a relationship with SECU that she was able to

turn those struggles into successes. Taking advantage of the

Credit Union’s knowledgeable experts and nancial education

resources, she was able to not only improve her credit score,

but she was also empowered to take the next step in her

nancial journey on her terms.

With guidance from a lending specialist in her local SECU

branch, Evanie was able to improve her credit score by more

than 30 points, which led to her qualifying for an auto loan

with a monthly payment that perfectly matched her budget.

The service she received was above and beyond what she

experienced before, but she soon learned that is what you

can always expect from SECU.

“Isaac really took care of me. He didn’t just want to give me

a loan and send me on my way. He worked with me to nd

the loan term and the rate that made sense for my situation

and then walked me through the entire process: how to

set up payments, what to expect, and how to use my new

loan the right way. He empowered me to make a smarter

decision for me. I’ve never been treated like that by a bank or

anywhere else.”

Thanks to employees like Isaac McFarland at our Reynolds

Park Branch in Winston-Salem, our members across North

Carolina and beyond can make smarter, better decisions

about their nances while receiving the nancial education

they need to improve their situation and reach their goals.

Delivering More Value

Through Lower Fees

and Better Rates

We’re committed to constantly improving the

member experience in a variety of ways. One way is

understanding the pain points a member may encounter

when completing transactions, including associated fees.

As of the end of our scal year 2023, SECU's fee income

per member metric remains the lowest among large

state-chartered credit unions in North Carolina and fourth

lowest in the country among credit unions over $10 billion.

Our annualized fee income per member is $14 compared

to a $53 average of peers.¹ Low fees are one way we

provide signicant value to members and further

reinforces our People Helping People® philosophy.

ADJUSTING DEPOSIT RATES

SECU oers members various deposit options with

diering levels of return, and we continue to evaluate

ways to increase value for our member savers. SECU’s

Share Term Certicates (STCs) oer some of the highest

in our peer group for selected term products. Comparable

to Certicates of Deposit (CDs) at other institutions, an

STC is a xed-rate, closed-end time deposit account that

oers a higher rate of interest on funds invested for a

xed period. This can be a wonderful way to save for

long-term goals, such as buying a car or putting a down

payment on a home. We oer STCs in terms ranging from

6 months to 60 months, giving members the exibility to

choose how long to invest their savings. Currently, STCs

can be set up to renew automatically, or the funds can be

transferred at maturity to a member’s pre-selected SECU

share or deposit account (share, checking, CashPoints®

Global, or money market share).

¹This information comes from Callahan & Associates.

Source: https://www.callahan.com/

By the end of the rst quarter of 2023, we

eliminated three service fees, which included:

Stop Payment fees

Overdraft Transfer Service fees

Returned Check fees

2023 SECU ANNUAL REPORT

MEMBER STORY

Clayton and Linda

Austin: “You’re More

Than a Credit Union”

Clayton and Linda Austin are long-time members of

SECU. Linda is a retired state employee, and Clayton

is a retired naval officer. They rely on the care and

compassion that Credit Union employees provide them,

and more importantly, having the comfort of knowing

their assets are secure. They know SECU will help guide

them in the right direction to ensure their retirement

stays a happy and comfortable one.

Over the years, they’ve used a variety of services at

SECU, including safe deposit boxes and loans. Most

recently, the Austins came to SECU looking to upgrade

and repair their family home in Candler. Thanks to the

thoughtful and personalized service provided by their

local branch, their plans were in good hands as they

applied and were ultimately approved for a Home Equity

Line of Credit (HELOC).

“They made it incredibly simple. From exactly what to

apply for, to how to pay it off, they listened to us and

helped us. They’re friendly people and it always feels like

more than walking into a branch. I consider them

friends.”

A retired teacher, Linda especially appreciates the level

of service provided throughout the Credit Union. For

educators looking for a place that takes care of them, she

believes there’s no better place than State Employees’

Credit Union.

“I’d tell any teacher to go straight to the Credit Union.

I’ll even drive them!”

“They made it incredibly

simple. From exactly

what to apply for, to how

to pay it o, they listened

to us and helped us.”

Grounded in North Carolina

SECU is the largest credit union in the state; one in four

North Carolinians are members. We proudly serve the people

of North Carolina and work to make positive impacts for

communities throughout our great state. To best meet the

needs of our membership, we want to meet them where they

are and provide products and services that support their

growing needs. Having a local presence is important to us

and we’re committed to keeping our North Carolina branch

footprint to ensure members in all areas of the state have

access to the people they know and trust.

Staed by friends and neighbors, SECU branches are

the backbone of our organization, an integral part of the

communities, and an important part of fullling our People

Helping People® philosophy.

Major City Branch Network

New Branch

Branch

Map Key

We Are in More Places

To Better Serve You

Total ATMs - 1,122

Total Branches - 275

Counties Oering Both ATMs & Branches - 100

2023 SECU ANNUAL REPORT

Improving the Member Digital Experience

We listen to member feedback to help guide us in our work.

Improving our members’ digital experience has been a key

area of focus:

• Over the past year, we’ve made it easier and more secure

to conduct nancial transactions on a mobile device:

> Members can now view account balances in the new

mobile Quick View option.

> Members also have greater access to older account

information through expanded transaction history.

• A new online lending portal has also made it easier to

apply for an SECU loan, credit card, or mortgage.

In addition to all of this, we’re also upgrading our website

with a whole new look and feel that will make navigation a

more streamlined experience.

As SECU continues to expand our products, services, and

capabilities, it’s now more important than ever to hear from

our members. That’s why we have introduced an “always

on” survey across our digital channels. With this, we have

begun to hear directly from members how satised they are

with our products and services and how easy it is to perform

various nancial tasks. This valuable feedback is helping us

address concerns, improve our oerings, and ultimately serve

members even better.

GROWING OUR SERVICES TO MEET OUR MEMBERS

1.4M

digital users,

6.4% growth

over 2023

19.4%

increase in

SECU Mobile App users

12.7%

increase in

money transfers

through digital channels

18%

increase in

mobile check

deposit usage

2023 SECU ANNUAL REPORT

MEMBER STORY

Heidi Johnson Believes

“We” Means a Stronger Future

“If you have an issue, if

you need anything, you

can call and actually talk

to a person. That level of

connection and support is

really important to me.”

With a reghter husband and two children currently serving

in the armed forces, Heidi Johnson’s family understands the

importance of service. The convenience and personalized

care they experience in-person at the branch and over the

phone has given them supportive access to their Credit Union

for more than a decade, which helps Heidi feel right at home.

“It’s a small-town feel when I walk into a branch. They say hi,

and they know my name and I know their names. When we

need help, they’ve always pointed us in the right direction and

been very direct in what our available options are. They don’t

push anything; they just make sure we can make the right

decision that makes sense for us.”

That level of comfort and service guided Heidi and her family

to open a Share Term Certicate (STC), as well as a FAT CAT®

account for their youngest child to give him a place to safely

save for the future. At the Benson branch, SECU sta guided

Heidi as she chose the best options to provide a more secure

nancial future for her son.

“If you have an issue, if you need anything, you can call and

actually talk to a person. That level of connection and support

is really important to me. Their rates, their support, and how

they make you feel really can’t be beat.”

2023 SECU ANNUAL REPORT

Enhancing the

Member Services

Support Experience

In May of 2023, the SECU Contact Centers transitioned

to a new platform that improved member and sta

experiences. Members now have the ability to tell us

why they are calling and have their call directly routed

to an appropriately skilled employee. In addition, we

now provide an estimated wait time during times of

high call volume, as well as a call-back option. We have

also established a new coaching methodology and

enhanced analytics, which will allow our employees to

quickly determine opportunities for member service

improvements. In the next year, we will build upon

this platform to provide additional enhancements

that improve the way members interact with us.

New Interactive

Voice Response (IVR) Experience

3.9M calls

entered the IVR system

1.3M calls

oered to agents

Callback Feature: 230K (1 in 8) opting

for callback vs. waiting in queue

2023 SECU ANNUAL REPORT

Taking Care of the People

Who Take Care of Our Members

SECU is committed to the growth and development of our

sta. Taking care of employees gives them the tools and

resources to better serve our members. Just as member

needs are changing and evolving, so are the needs of our

sta. This year, SECU made signicant enhancements to our

benets structure to attract and retain top talent. The base of

benets has always included an employer 401(k) match and

comprehensive medical care, but these have been augmented

to now include enhanced well-being programs:

• Paid Leave:

> Implementation of paid parental, caregiver

& bereavement leave

> Paid time o accrual schedule to better promote

work-life balance for team members

• Employee assistance program providing emotional

well-being and work-life balance resources for team

members and their families

• Introduction of additional voluntary benets

(pet insurance, legal assistance, and ID theft protection)

Providing Opportunities for Advanced

Financial Education

SECU also understands that members rely on the knowledge

of employees as they make increasingly more complex

nancial decisions. Our SECU L.E.A.D. program for sta

provides Learning opportunities to increase their subject

matter expertise, Engagement with internal and external

Credit Union partners, Accelerator opportunities for high-

performing sta, and Development experiences for leaders

at all levels of the organization.

While learning opportunities for employees have always

existed, the incorporation of a formal leadership development

program and employee engagement disciplines are new

oerings for SECU.

Investing in our sta helps support engaged employees, and

engaged employees create better member experiences.

“I am so very grateful for the coaching and time investment

made toward helping us become better leaders so that we

might by extension improve our employees’ experiences

and commitment to SECU. I learned a long time ago that

people don’t leave places, they leave people; and I am so

very excited to continue learning and taking courses to

not only improve upon my own experience, but hopefully

the experience of my employees.” Meghan Pridemore,

VP Senior Compliance Counsel

Highlights thus far:

• 80% of employees participated in the

engagement survey

• Over 7,000 employees have accessed their

LinkedIn Learning license for self-directed

development which means 90% of our

licenses are active.

• Over 17,000 courses have been completed,

which includes more than 1,500 instructor-

led and 15,500 online courses.

MEMBER STORY

“There’s a special feeling

you get when you walk

into the Credit Union.

It’s something I don’t

think I’ve ever felt

anywhere else.”

2023 SECU ANNUAL REPORT

Dr. James Sibert

Believes “We” Means

Service with Care

For Dr. James Sibert, service is everything. A retired

education administrator with more than 25 years of

experience in student aairs, his work with students

instilled in him an appreciation for going above and

beyond to help those in need. In his 30+ years of being

an SECU member, he’s watched the Credit Union grow to

reach more people than ever, many of whom may never

have found help elsewhere.

“Being a member of SECU gives you a feeling of

belonging. My background is in working with people and

it’s all I’ve ever done. Staying involved in the Credit Union

and seeing how it has advanced in so many ways to

help people who wouldn’t otherwise nd help has been a

wonderful experience.”

Today, Dr. Sibert continues his commitment as a volunteer

on SECU’s Member Advisory Board, supporting the Credit

Union’s eorts to give members the experience and

level of care they deserve. Most importantly, he wants

to keep the human element that makes SECU so special

top of mind.

“There’s a special feeling you get when you walk into the

Credit Union. It’s something I don’t think I’ve ever felt

anywhere else. The member service is remarkable, and

they take care of you. Regardless of how much money

you have, regardless of your situation, you’re treated with

respect, with care.”

46 March of Dimes Events in 2023

Members and sta raised over $30,000.

150 SECU Branches Supported the Governor’s

School Supply Drive For the Fourth Year in a Row

The 2022 School Supply Drive contributed $27,000

in items for teachers and school children.

State Employees

Combined

Campaign Totals

2022 Pledge – $89,194

Employee Donors – 298

110 SECU Branches

Delivered Over

4,000 Gifts in the

Winter Toy Drive

Winter Toy Drive 2022

Value – $57,000

SECU

Shred Days

17 events

Investing in the Communities We Serve

At SECU, it’s important to us that we are making positive contributions to the communities we’re fortunate to serve.

Here is a snapshot of some of the ways that is being accomplished.

Summer Camp

Awards Program

SECU Awarded

183 Winners with $500

Each for a Total of

$91,500

2023 SECU ANNUAL REPORT

Improving Access to Financial Education

Across North Carolina

Financial education is key to long-term nancial health and SECU is empowering members with nancial resources

to help them be successful. Over the last scal year, we have used multiple programs to improve nancial literacy

throughout North Carolina.

SECU’s Impact on NC Communities

• 3,179 Total Events (376 Adult Education, 807 Youth Education, 1,996 Community Involvement)

• 78,462 Total Attendees

Credit Union Financial Education Network:

Awards & Impact

• 1

place award from Credit Union Financial Education Network (CUFEN)

for total number of students reached (58,936) as compared to other

credit unions reporting $1 Billion+ in total asset size.

• 1

place award from CUFEN for total number of student presentations

(875) as compared to other credit unions reporting $1 Billion+

in total asset size.

• Total Number of Adults Reached: 2,814

• Total Number of Adult Presentations: 122

2023 SECU ANNUAL REPORT

The SECU Foundation:

Doing Good in

North Carolina

Collectively and cooperatively, we can make a dierence

for communities throughout North Carolina. The member-

funded SECU Foundation was established in 2004 to

promote local and community development by primarily

funding high-impact projects in housing, education,

health care, and human services across all 100 counties of

the state. Since that time, the Foundation has committed

over $258 million for grants, scholarships, and loans,

including $22,951,000 this past scal year, thanks to the

ongoing support of SECU members.

WORKING TOGETHER TO MAKE A

DIFFERENCE FOR NORTH CAROLINA

SECU Foundation hosted its rst annual Mission

Development Conference this past year, bringing together

representatives from over 25 non-prot organizations

(grant recipients) and foundations to discuss and learn

how to maximize grant funding.

“North Carolina has so many wonderful non-prots

across the state who take on a myriad of challenges

for the betterment of their communities,” said Jama

Campbell, SECU Foundation executive director. “We share

their concerns and understand the importance of their

work. Thanks to the power of $1 monthly contributions

from SECU members and the support we receive from

other charitable donors, SECU Foundation has provided

nearly $23 million in funding this year

–

our largest giving

year-to-date. This is a huge testament to our members’

belief in supporting North Carolina’s communities and

shows the impact we can make when we come together.”

See page 40 for disclosure.

2023 SECU ANNUAL REPORT

$7.75M in

scholarships &

internships

for university and community

college students

$15.2M in grants

awarded to

56 non-prot organizations

Education

$2.9M in grants

(over $10 million if you include in-house

scholarship and internship programs)

Healthcare

$4.84M

Housing

$2.47M

Human Services

$4.97M

We Are Reaching Our

Members Where They Are

It’s not just the content of our message that matters, it’s

reaching members where they spend their time. Over the last

year, we’ve made signicant eorts to better communicate our

products and services to members and their families online.

Through digital marketing, we are expanding our reach to

make sure all members know they can count on SECU for their

nancial needs.

Expanding Our Digital Touchpoints

To better communicate with members, we’ve expanded

our social media presence, are building a website

that’s easier to navigate, improving the member

feedback experience, and rolling out new email

communications. Providing quick, ecient

communication, including rapid response times

is essential to the member experience.

Social audience grew

19.4% from 2022 to 2023

328 private direct messages

Less than 24 hours response time

We Remain Fiscally Strong and

Here to Help More Members

Safety and soundness in all operations are paramount to ensure that our Credit Union is well-positioned to serve members now

and in the future. SECU remains scally strong, recording net income of approximately $587 million, a 4.7% growth over last

scal year’s $564 million. Strong earnings create value for members and support the maintenance of our capital reserves. Return

on assets was 1.18% for the scal year while our capital position also held strong with more than $5 billion in equity and a capital

to assets ratio of 10.47%, preparing us for a potential nationally forecasted economic downturn. Combining this equity with

ample liquidity options positions SECU well to meet member and operational demands.

1,797,215,569

(328,766,519)

1,468,449,050

423,448,740

(1,167,444,041)

(137,500,000)

586,953,749

(450,000,000)

32,796,674

$ 169,750,423

State Employees’ Credit Union

Consolidated Statements of Income

& Undivided Earnings

Years Ended June 30, 2023 and 2022

Interest Income

Interest Expense

Net Interest Income

Non-Interest Income

Operating Expense

Provision for Loan Losses

Net Income

Transfers to Reserves

Undivided Earnings

Beginning of Year

End of Year

2023

1,296,211,547

(123,533,730)

1,172,677,817

406,129,595

(1,015,242,861)

–

563,564,551

(550,000,000)

19,232,123

$ 32,796,674

2022

State Employees’ Credit Union

Consolidated Balance Sheets

June 30, 2023 and 2022

Assets

Cash, Investments

Loans to Members

Accrued Interest Receivable

Property & Equipment

Deposit for Insurance of Accounts

Other Assets

Total Assets

Liabilities & Reserves

Checking Accounts

Share Accounts

Accrued Interest Payable

Other Liabilities

Reserves/Undivided Earnings

Total Liabilities & Reserves

2023 2022

16,046,678,812

31,596,182,956

100,460,391

1,247,406,590

426,400,072

201,654,704

49,618,783,525

$ 7,157,617,597

38,149,818,968

31,844,414

205,211,701

4,074,290,845

49,618,783,525

24,251,794,275

26,966,503,496

114,352,986

1,212,579,676

430,577,265

156,442,682

53,132,250,380

7,238,789,442

41,995,131,449

6,853,650

176,906,723

3,714,569,116

53,132,250,380

Fiscal Year

5-year Asset Growth In Billions

15 25 554535

2022

2021

2020

2019

2023

Fiscal Year

Growth in Membership In Millions

2.0 2.2 2.8 3.02.62.4

2022

2021

2020

2019

2023

2023 SECU ANNUAL REPORT

2022 - 2023 Board of Directors

Stelfanie Williams

Chris Ayers

Chair

Ben McLawhorn

Alice Garland

Vice Chair

Mark Fleming

Jo Anne SanfordThomas Parrish IV

Mona Moon

Secretary/Treasurer

McKinley Wooten Jr.

Jennifer HaygoodBob Brinson

2023 SECU ANNUAL REPORT

McKinley Wooten Jr., Chair

Chris Ayers

Mark Fleming

Alice Garland

Stelfanie Williams

Diversity

Committee

Mona Moon, Chair

Chris Ayers

Bob Brinson

Mark Fleming

Jim Johnson

Ben McLawhorn

Nominating

Committee

Mark Fleming, Chair

Chris Ayers

Mark Foster

Alice Garland

Andre Little

Mona Moon

Thomas Parrish IV

McKinley Wooten Jr.

Audit

Committee

Jennifer Haygood, Chair

Chris Ayers

Bob Brinson

Mona Moon

Thomas Parrish IV

Jo Anne Sanford

McKinley Wooten Jr.

Governance

Committee

Stelfanie Williams, Chair

Chris Ayers

Bob Brinson

Jennifer Haygood

Ben McLawhorn

Jo Anne Sanford

Risk

Committee

2023 SECU ANNUAL REPORT

Advisory Boards

Asheville-

Smokey Park Hwy.

Brian Anthony

Eugene Edmonds

Jolene Elkins

Joy Henderson

Alice Houston

Gloria Rabun

Tonya Robinson

Earl Smith

Douglas Sutton

Richard White

Asheville-UNCA

Steve Ayala

Betsy Blose

Sarah Cain

Christina

Carter-Daugherty

Laura Cleaveland

Beth Green

Christopher Morrow

Anita Prott

Dr. David Shoham

Michael Walker

Brandon Whiteside

Barco

Ann Appleby

Pamela Ballance

Haley Bartolotta

Debbie Basnight

Marcella Davenport

Clayton Evans

Mike Fost

Timothy Jackson

Sophie Jordan

Donald McRee

William Nelson

Tracy Sample

Beaufort

Samuel Angell

Johnette Crockett

Alicia Elson

Eugene Foxworth

BJ Frazier

Greg Moss

John Murray

Jay Tervo

Asheville-

Biltmore Village

Brian Davis

Dr. Mark Dickerson

Hugh Feinberg

Shaneka Haynes

Dr. Larry Liggett

Dr. William Loin

Linda McDaniel

Susanne Swanger

Ashley White

David Wyatt

Asheville-

Long Shoals

Matthew Graham

Dr. Ko Lomotey

James Miles Jr.

Denise Montgomery

Lonnie Oliver

Tiawana Ramsey

Jim Schwandt

Lynnora Smith

Asheville-Oak Plaza

Brandon Bryson

Christopher Bubenik

Shannon Christy

Dr. Aubrey Ray Dalana

Brenda Davis

Michele Hathcock

Joe Knight

Kristin Moyle

Marc Shimberg

Rick Tipton

Jenn Townley

Asheville-

Parkway South

Robby Baker

Joanne Brannon

Dr. Terry Brasier

Ronald Cole

Ronald Cope

Melody Dunlop

Ken Ray

Kelli Self

Norman White

James Wingo II

Andrews

David Allen

Jerry Brooks

Susie Bryant

Robert Gray Jr.

Gary James

Emily Merritt

Tammi Queen

Deborah Raper

Michael Roberts

Je Tatham

Rhonda Trantham

David Williams

Angier

Adrian Alonso Jr.

Richard Blalock

Terra Dominguez

Jimmy Edwards

Allen Ellzey

Charles Hubbard

Kathryn MacCormack

Gail McKinney

Tricia Myers

Ronnie Pleasant

Brenda Sapp

Robert Smith

Apex

Stephen Brink

Kimberly Dick

Jackson Hayes

Clayton Hearne

Matthew Hoina

Deborah Judd

Angel Mclean

Han Nguyen

Aaron Smith

Je Smith

Anita Stallings

Howard Surface

Archdale

Brandon Albertson

Robert Bulla Jr.

Kathy Cashatt

Riley Grubb

Carolyne Johnson

Perez Johnson

David Jones

Keisha Jones

Lorie McCroskey

Tim Powers

Gwyn Riddick

Martin Tobey

Asheboro-

South Park St.

Tara Aker

Kristian Allen

Sara Cagle

Nikki Domally

Michael Durham

Tony Greene

Col. Carle Hall

Regina Hunt

Dana Nance

Heather Thomas

Tyler Wilhoit

Aaron Woody

Asheville-Airport Rd.

Ronnie Buckner

Briana Capps

Gregory Connor

Kendra Cowan

Rachel Cutshall

Susan DeWeese

David Galloway

Janice Goode

Lori Ledford

Matthew Parent

Kris Rountree

Leonard Walker

Ahoskie

Douglas Brinkley

Lyndsay Britt

Stacey Hoggard

Stephen Lassiter

William Peele

Jesse Pratt

Beshelya Smith

Carol Swain

Viola Vaughan-Holland

Timothy Wadsworth

Tiany Walton

Teresa Watford

Dana Wiggins

Albemarle-

NC 24/27 Hwy.

Kathy Almond

Kelly Caudle

Teresa Crump

William Erd

Christopher High

Robin Huneycutt

Lauren Patterson

Mika Rogers

Whit Saunders

Michael Smith

Phillip Speight

Gary Young

Albemarle-

NC 740 Bypass

William Baldwin

Timothy Hill

Jesse Huneycutt

Reginald Jackson

Tonya Judge

Marie Lowder

Allen McLester

Timothy Morgan

Sundra Ridenhour

Sandy Selvy-Mullis

Melissa Smith

Dexter Townsend

2023 SECU ANNUAL REPORT

Cary-Chapel Hill Rd.

Mickey Bissette

Amy Chrest

Daniel Cue

Robert Holden

Meredith Hudson

Chris Lattimer

Katie Yunker

Cary-Macedonia Rd.

Anna Brady

Claudia Bridges

Katie Buchanan

Margaret Campbell

Eric Chancy

Dr. Marvin Connelly Jr.

Diane Dulaney

Kay Price

Mindy Vu

Parker Watson

Tenesha Young

Cary-Walnut St.

Patrick Adams

Tony Arnold

Gwen Bishop

Christopher Brooks

John Evans

Cliord Feather

Linda Gunter

Thomas Mickey

Jerry Stalls

William Tucker

Chapel Hill-Elliott Rd.

Jaslin Davis

Eugene Farrar

Kenyetta Farrington

Dr. DeShawna Gooch

Jennifer Hauser

Anna Hipps

Hope Kilgo

Dr. Ralph Leonard Jr.

Shelba Levins

Dr. Cristina Munoz

Lauren Partin

Michael Vollmer

Butner

Betty Aiken

Amy Akins

Ed Beal

Mary Ann Erickson

Cathy Jenkins

Missy Lee

Catherine Parrott

Jody Riggan

Danny Roberts

Mike Snyder

Kenneth Thomas

Pauletta Williams

Camden

Whitney Aydlett

Colina Bartlett

Karla Brooks

Nick Cowell

Vallerie Jacocks

Rachel Joyner

Vickie Langwell

Britton Overton

Tony Royle

Darren Speight

Steve Sutton

Scott Wentz

Carrboro

Rebecca Chilton

Pinkey DuBose

Janice Galloway

Nathan Hilton

Walter Horton

Keneisha Jones

Toni Lehman

Laurie Norman

James Porto

Sarelli Rossi

Frederick Stipe

Carthage

Lester Bailey

Matthew Kitchen

Jason Love

Todd Maness

Jenifer Phillips

Marisol Rivera McBride

William Ross

William Scott

Carol Thomas

Tyrone Vample

Elizabeth Yarrington

Boiling Springs

Yonna Acu

Karla Francis

Dustin Goodrum

Ricky Hall

Ashely Hamilton

Dianne Lee

Lori Nanney

Zachary Parker

Andrea Richardson

Joanna Runyon

Lou Ann Scates

Boone-

Blowing Rock Rd.

Alana Baird

Brandon Greer

Jason Grubb

Tony Haywood

Jennifer Hendrix

Ronald Holste

Barry Horton

Michelle Isaacs

Jake Orange

Amy Shook

Boone-New Market

Lorie Bolick

Laramie Combs

Tim Hendrix

Tom Hughes

Angela Miller

Tierra Stark

Gregory Taylor

Brevard

Norris Barger

Wayne Brown

Dr. Jeremy Gibbs

Kenneth Goble

Nancy Hughes

Beth Hyatt

Louise Koontz

Dwight Parker

Carolyn Peterson

Robert Rhodes

Lee Sherrill

Brenda Thomas

Bryson City

Lynese Barker

Bree Clawson

Scott Cline Jr.

Alison Cochran

Travis Cochran

Nira Franklin

Justin Greene

Christopher Lee

Frank Maennle III

Diane Shuler

John Tyndall

Burgaw

Dominique Bates

Amanda Bosworth

David Campbell

Betsy Chestnutt

John Cowan

Bernadette Keith

Trisha Newton

Katina Pollard

James Rowell

Sylvia Wilkins

Burlington

Kim Barger

Jason Boyd

Dain Butler

Susan Clayton

Bryan Coleman

Benjamin Edwards

Ronald Hall

Ty Hooker

Richard Kaenberger

Kevin Kirkpatrick

Billie Nold

Denise Westmoreland

Burnsville

Jonathan Bennett

Brandi Burleson

Monica Carpenter

Heather Cox

Toby Crowder

Heather Dale

Julia Fox

Shane Hilliard

Kevin Huskins

Bobbie McMahan

Louis Michalove

Rebecca Smith

Belmont

Connie Carnes

Sean Corcoran

Gary Ford

Dr. Anne Hayes

Lauren Ivester

Reeves McGlohon

Emily Moore

Diane Reeves

Christine Savarese

Kyle Wood

Kimberly Wyont

Benson

Brendan Barefoot

Michelle Benson

Jerey Blue

Dwight Braswell

Dr. Emily Cayton

Corinne Coats

Jimmie Massengill

Keith Neighbors

Ryan Perez

Allen Roberts

Dr. Peggy Smith

Forrest Williamson

Bermuda Run

William Allen

Scott Hassell

Patti Ann Lynch

Anissa Nixon

Dr. Kenneth Peacock

Brooke Preslar

Adam Ridenhour

Raymonda Shelton

John Steele

Mary Sullivan

Phillip Wogatzke

Black Mountain

Cynthia Aiken

Jim Barber

Carl Firley

Charlene Hall

Anika Harper

Leonard Hollield

Shayne Hollield

Debbie Hughes

Bradley McMahan

Greg Shuler

Gina Toomey

Roger Ware

2023 SECU ANNUAL REPORT

China Grove

John Allen

Dean Beck

Sonji Black

Jeanne Dixon

Arthur Heggins

Chris Nesbitt

Jason Overcash

Cheryl Sheets

Paula Sloop

Michael Taylor

Laura Turpin

Michael Vickers

Clayton-

Glen Laurel Rd.

David Bates

Jennette Boyd

James Corpening Jr.

Matthew Johnson

Cheryl Roberts

Rickie Strickland

Mark Strickland

Dale Stubbs Jr.

Tracy Webb

Laurie White

Clayton-Regency Dr.

Shirley Bell

Dr. Kristen Braswell

Twyla Covington

Allan DeLaine

Susan Doyle

Amanda Johnson

Shayla Joyner

Karen Patterson

Susan Perdue

David Phipps

Gregory Tart

Gerald Toler

Clemmons

Wendy Brewington

Wesley Chapman

Rebecca Green

Kevin Hamilton

Susan Kimball

Marie Larson

Sue Morgan

Ken Nail

Pamela Reising

David Small

Suzanne Smith

Charlotte-

Steele Creek

Paul Arnold

Phillip Brown

William Colson

Carlas Dewitt

Faith Dunn

Dirk Floyd

Rodney Foley

LaQuetia Hollis

Ruben Johnson

Bettie Lyons

Shelby Purvis

Lenora Shipp

Charlotte-Third St.

Brenda Acevedo-Branch

Anderson Barron

Dr. Tracie Clark

Brian Franklin

Thomas Grin

Robin Hankins

Richard Jones

Steven Oreskovic

Marie Rogers

Lori Thomas

Susan Zach

Charlotte-

University City Blvd.

Ronald Cureton Sr.

Walter Harrison

Thomas Haskell

Janet Jobes

Tonya Johnson

Charles Lord Jr.

Gwen Shannon

Joyce Waddell

Philo Walker

Karen Worthy

Charlotte-

Airport Center Pkwy.

Stephanie Collins

Wallace Davis Jr.

Steven Edwards

Moses Fox III

James French IV

Loretta Harry

Frederick McGill

Darryl Norman

Donna Parker-Tate

Diana Partlow

Anyeliz Perez Huertas

Keshaun Stevens

Charlotte-

Albemarle Rd.

Mary Barrett

Rod Bassard

Dexter Feaster

Brenda Hurt

Marty Margeson

George McGimsey III

Courtney Millbrooks

Erica Nicholson

Brenda Patterson

Willie Pringle

Heidi Schostall

Tetnika Williamson

Charlotte-Ardrey Kell

Patricia Broadbeck

Monique Brown

Lisa Clark

Joanna David

Debra Doherty

Debbie Hamm

Heather Lynch

Missy McFarlane

Dan Merle

Barbara Paulk

Bruce Schulman

Sharon Smaston

Charlotte-Monroe Rd.

Andrew Bowen

Chastity Byrd

James Dickens

Jennifer Dior

Donald Lineberger Jr.

Kathleen Lock

Charles Patrick III

Jane Ratclie

Deborah Snyder

Nataki Stinson

Carla Williams

Charlotte-Mountain

Island Lake

Patricia Bartlett

Peggy Brown

Staci Burcheld

Eric Cavers

Francilia Henry

Billy Hopkins

Belinda Long

Joel Moore

Arthur Walls

Kim Wilson

Charlotte-Park Rd.

Dr. Romy Cawood

Stacey Clark

Asha Coleman

Carl Daniel

Richard Elkins

Melanie Francis

Jimeese Hardy

Jan Keil

Gregory Mitchell

Gregory Ralph

Sheryl Taylor

Kathryn Trotter

Charlotte-

Providence Rd.

Jovana Edwards

Thomas Gates Jr.

Ray Graham

Katina Holden

Brooklyn Hough

Kristen Klein

Ineal Knowlton Jr.

Susan Oleson

John Michael Perry

Amy Rogers

Tonisha Smith

Chapel Hill-

Hamilton Rd.

Brian Bersticker

Moses Carey

Kim Fearrington

Tony Gore III

Deborah Hawkins

Joseph High

Pepper Hines

Dr. Beth Miller

Vivian Pace-Morris

Ni-Eric Perkins

Larry Rigsbee

Nikkia Sheppard-Lynch

Chapel Hill-

North Chatham Park

Dana Cantrell

Kathryn Dicato

Shirley Edwards

Rocquel Erman

George Greger-Holt

Manfred Makor

Vickie Smith

Donna Stevenson

Zachary Terry

Sharmila Udyavar

Laura Yadusky

Yeu Li Yeung

Chapel Hill-

Pittsboro St.

Saianand Balu

Lincoln Butler

Sherretta Carter

Dr. Barbara Chapman

Rowell Daniels

Arasu Ganesan

Dr. Jennifer

Gerz-Escandon

Patricia Hateld

Alan Hoyle

Dr. Lynne Johnson

Walter Miller Jr.

David Parrish Sr.

Dr. Eugenia

Quackenbush

2023 SECU ANNUAL REPORT

Durham-Duke St.

Ko Amoateng

Anna Branly

Shabaka Brannon

Xavier Cason

Godfrey Herndon

Deanna Knighton

Hillary Little

Sylvia Reaves

Charles Smith

Alexis Spann

Ryan Thomsen

Sean Warren

Durham-Guess Rd.

Robert Allen

Deneen Barrier

Fred Battaglia

Anthony Butler

Travis Clements

George Cliette

Deborah Conner

Shirley Harley-Smith

Edward McBride III

Joann Molnar

James Riley

Heidi White

Durham-Hwy. 98 East

Roy Dickerson

William Evans

Daryl Glenn

Inez Green

Anissa Hicklen

Lois Hodge

Kevin Jones

Sheila Matlock

Tamah Morant

Dr. Dolores Paylor

Jesus Sandoval

Cindy Womble

Dunn

Emily Barefoot

Susan Byerly

Beth Canterbury

Arnold Coley

Calvetta Dunkins

Marshall Jones

Donna Kennedy

Steven Murphy

Stanley Price

Sharon Stevens

Eric Thornton

Brenda Thurman

Durham-

Ben Franklin Blvd.

Tia Blake

Ollie Burrell

Larry Green

Kim Henry

Pebble Lindsay-Lucas

Willa Sample

Cora Spruill

Edward Tobe

Elizabeth Varner

Patricia Villines

Brock Winslow

Durham-

Chapel Hill Blvd.

Lori Bogues

Nancy Ettu

Talitha Faucette

Helen Featherson

Christopher Fenlon

Bennie Hudson

Armeer Kenchen

Anita Moore

Richard Pickett

Kimberly Pringle

Elizabeth Shearer

Wendell Tabb

Columbus

Michael Bailey

Sonya Ballard

Monica Barber

Mark Beddingeld

Kevin Blackwell

Deanna Durham

Ashley Gilbert

Scott Hamby

Steven Modlin

Brandon Schweitzer

James Smith

William West

Concord-

Poplar Tent Rd.

Dr. Debasish Banerjee

Bethany Beaver

Pat Cannon

Terry Gross

Derek Heintz

Donna Knorr

Ericka Lott

David Matheny

Gwendolyn Mooney

Matthew Nichols

Rodney Smith

Chris Stonestreet

Concord-

Rock Hill Church Rd.

Kelli Antonides

Carla Black

Alfred Brown Jr.

Margaret Bruner

Donna Carpenter

Timothy Farrar

Frances Gallimore

Gayle Gowin

Brenda Morrison

Wade Nesbit

Keshia Sandidge

Gina Smith

Cornelius

Greg Carr

Michael Connally

Delvico Dunn

Grace Festa

Linda Krapish

Kimberly McGregor

Tonya Rivens-Rasheed

Carol Robinson

Jo Ann Rodgers

Tony Sharpe

Mary Thompson

Angela Watts

Cullowhee

Anita Coggins

Rocky Deitz

Phillip Dills

Vyanne Fisher

Mark Haskett

Judith Henderson

Lisa Hoxit

Steve Lillard

Bill Ogletree

Walter Turner

Denver

Kassie Arndt

Susan Atkins

Shannon Boyles

Cheryl Buckner

Kristen Burgin

Samantha Campbell

Amy Dugan

Christopher Kolasinski

Amy Peacock

Andrea Lee Rice

James Thomas

Cindy Ulibarri

Dobson

Melissa Atkinson

Robert Boyes

Susie Branch

Carla Coble

Amy Guyer

Scott Hudson

Jennifer Pardue

Joanna Radford

Larrie Robinson

Joan Simpson

Kimberly Thomas

Matthew White

Cleveland Community

Nolan Bailey

Cedric Booth

Cynthia Davis

Alex Fish

Newman Jiles

Michele Johnson

George McAlpine

Cornelius Thomas Jr.

Shannon Utley

Michael Waters

Joseph Wilson

Clinton

Brian Allen

Linda Brunson

Lisa Marie Edwards

Donald Frazier

Leonard Henry

Scott Hodges

Kevin Pearson

Arno Peterson

Linwood Reynolds

J.W. Simmons

Sheila Smith

Vernetta White

Columbia

April Brickhouse

William Cuthrell

Jordan Davis

Nina Griswell

Christopher Hassell

Kim Humphlett

Elaine Jones

Joni Liverman

Douglas Maready

Irene Pledger

Shepherd Rawls III

Johnny Spencer

2023 SECU ANNUAL REPORT

Franklin

Jason Arnold

Courtney Barker

Angie Cook

Gary Cooke

Glenn Hedden

Tracy Jones

Todd Kernicki

Catherine Makinson

Angie Phillips

Mark Ray

Debbie Ray

Deborah Shope

Fuquay-Varina-

Fayetteville Rd.

Sydney Bachman

Carey Denning

Thurman Leach

Michelle Lyons

Dr. Paul Norman

Mike Penry

Stephen Wester

John Williams

Vicki Wood

Fuquay-Varina-

Old Honeycutt Rd.

Gabriel Briley

Jonathan Bronsink

Van Burton

James Castellow

David Eastwood

Robert Lee

Brian Lisenby

Patricia Norman

Gail Siemer

Beth Sova

Sherrill Stanley

Garner-Benson Rd.

Jerey Babb

Wayne Blackwell

Troy Crawford

Amaka Flynn

Les Hunter

James Lueck

Judy McCreery

Sandra McDougald

David Prince

Zackary Stephenson

Harold Stewart

Theresa Workman

Fayetteville-

Ramsey St.

Sharon Alexander

Tyrone Davis

Annette Evans

James Flowers

Cassandra Haire

David Harsant

Peter Marozzi

Raphael Marshall

Erwin Montgomery

Thomas Owen Jr.

Roberta Ward

Fayetteville-

Sycamore Dairy Rd.

Kimberly Barefoot

Tamara Bryant

Dr. Shay Davis

Jane Fields

Edward Go

John Green

Laurence Harvey

Dr. Mellotta Hill

Raeford Lewis

Dr. Jolee Marsh

Amy McLamb

Vernon Spruill

Flat Rock

Drew Anderson

Lee Bradley

Douglas Pearson

Amy Singletary

Brandon Staton

Carl Taylor

Thomas Thompson

Forest City

Sheila Bailey

Weldon Blanton

Kevin Bradley

Leon Godlock

Jacqueline Hampton

Ferrell Hamrick

Monica Lee

Wayne Litaker

Scott Morrow

Leslie Tolley

Joy VanDyke

Amy Wilkie

Elizabeth City-

17 North

Dawn Allen

James Avens Jr.

Dr. Velma Blackmon

Ella Bunch

John Etheridge

Laura Morrison

Mike Petruncio

Michelle Spence

Juanita Spence

Lucretia White

James Wilkins

Andy Womble

Elizabeth City-

Halstead Blvd.

Alexis Abbott

Dwan Bell

Linda Davis

Brenda Gregory

Rita Jennings

Rachel Kinsey

Kimberly Mawhiney

Shenita Moore

Colbert Respass

Ray Scaa

Morial Spence

Elizabethtown

Donald Bryan

James Green

Gail Hester

Alton Marshburn Jr.

Cynthia McKoy

Katheryn McVicker

Don Smith

Rodney Smith

Joey Todd

Erin Wall

Althea Weaver

Theresia Wright

Elkin

Carolyn Adams

Glenn Baldwin

Edward Grimsley

Sherry Hawks

Brenda Kennedy

Barbara Long

Chad Mann

Ruthann McComb

Emily Rycroft

Pilar Sarria

Jason White

Eddy Wilmoth

Elon

Dean Cusatis

Chris Faucette

Patricia Foust

James Giannotti

Lee Hicks

LeeAnn Humphrey

Danita Sartin

Clarence Sharpe III

Devina Skipwith

Norman Strickland

Michael Stuart

Lisa Thompson

Marsha Ward

Fayetteville-

Executive Pl.

Dr. Booker Anthony

Michael Clover

Lori Coleman

Dr. Valjeaner Ford

Dr. Brooksie Harrington

Sean Johnson

Larry Lancaster

Charles Livingston

Reade Rizzolo

Jason Salisbury

Corinne Smith

Rachel Townsend

Durham-

Lowe's Grove

Keisha Barnette

Shanika Baughman

Mariah Bishop

Cheryl Geiger

Andrea Grady

Minnie Harrington

Edward Johnson

Michael Kelly

Rochelle Newton-Brown

Khadijah Salaam

Gary Stutts

Robert Watson III

Eden

Chauncey Carter

Haley Chaney

Debbie Ellis

Tom Fulton

Susan Horton

Teresa Lowe

George Murphy

Beth Pulliam

Wendy Roberts

Tyrone Scales

James Wilson

Edenton

Stella Brothers

Deveone Dillard

Marshall Jordan

Henry King Jr.

Dr. Todd Korbusieski

David Lafon

Sheila May

Hank Miles

Masha Rogers

Linda Shields

Mitchell Stanley

Brian White

2023 SECU ANNUAL REPORT

Greensboro-

Muirs Chapel Rd.

Gale Chadderton

Quiester Craig

John-Walsh DeGance

Dr. Lindsay Draper

Johnny Ducking

Richard Foust

Takeila Hall

Gwendolyn McFadden

Blake Miller

Tasha Perkins

Tuisha Stack

Nazar Wright Jr.

Greensboro-

Murrow Blvd.

Ellis Armstrong

Shameca Battle

Keith Coleman

Jolly Foust

Harvey Gordon III

Dr. Bertrand Haynes

John Henry Jr.

Tony Hopkins

Kelly Ingram

Vanessa McNeil

Dr. Sam Moseley

Jeanne Reyes

Dr. James Sibert

Charles Sluder II

Curtis Stacey

Martinique Williams

Greensboro-

New Garden Rd.

David Brendle

Christopher Causey

Angela Fahnestock

Cathy Hamilton

Angella Hauser

Dr. Rita Lamb

John Newman Jr.

Dr. Dilip Shah

Tyrone Smith

Russell Terry

Shelia Thompson

Greensboro-

Grandover Village

Zain Abidin

Mariah Allen

Dr. Sharon Davis

James Gibson

Mendy Greenwood

Daniel Lovett

Alberto Rodriguez

Jeanie Schepisi

Gloria Sexton

Monica Simmons

Krissie Webster

Greensboro-

Holden Rd.

Andre Allen

Sandra Basnight

Jane Hornsby

Teania Jackson

Dr. Lequanda Johnson

Rachel Lewis

Lise Timmons

McLaughlin

Walter Stinson Jr.

Carlton Sturdivant

Ardeanna Wideman

Sharon Youngblood

Greensboro-

Millwood School Rd.

Matthew Albright

Kent Beneld

Darrick Bracy

Sarah Delong

Troy Dollyhigh

Ashley Garcia

George Glenn

Darrell Harris

Trish Kemerly

Vernon McHam

Ray Robinson

Troy Wallace

Goldsboro-

Cashwell Dr.

Tasha Adams

Nicki Artis

Jesse James

Dr. Sandra McCullen

Mary Moore

Taj Polack

Jonathan Pollock

Jan Stone

Alex Thompson

Heather Turner

Mary Vickory

Goldsboro-

Wayne Memorial Dr.

Freda Allen

Angela Banks

John Bell IV

Matthew Delbridge

Lori Jones

Eduardo Meza

Brittni Radford

Michael Rivers

Chuck Stone

Johnny Williams

Goldsboro-

West Ash St.

Frank Brown

Sandra Cox

Edward Cromartie

Josh Davis

Kellie Davis

Rhonda Delcour

Len Henderson

Allison Pridgen

Darrell Raynor

David Rutledge Jr.

Shane Smith

Timothy Woodard

Granite Falls

Anna Alexander

Tyler Baker

Teresa Branch

Rusty Dellinger

Rodney Johnson

Clifton Mangum Jr.

Wayne Rash

James Ruark

Dennis Seagle

Braley Speagle

Howard Tate

Scott Winebarger

Granite Quarry

Corey Basinger

Brandy Cook

Douglas Creamer

Dana Dry

Jennifer Greene

Judy Lee

Gregory Lowe

Barbara Mallett

Annette Moore

Mary Ponds

Janet Ross-Allen

Grantsboro

Jamie Gibbs

Kathryn Gillenwater

Katie Hardison

Emily Harper

Sandy Harris

Earl Ireland

Wesley Ireland Jr.

Mark Prescott

Ann Savage

Vincent Thomas

Greensboro-

Battleground Ave.

Jim Albright

Didimo Bautista

Suzanne Billips

Betty Chandler

Tajma Davis

Joanne Hamber

Melinda Mayhew

Lee Melvin

Sharon Patillo

Robin Tucker

Paula Ward

Garner-

Vandora Springs Rd.

Donald Cu

Tom Currin Jr.

Lisa Daughenbaugh

Emmanuel Oritsejafor

Brenda Parks

Melanie Raska

Magdy Saad

Mason Sawyer

Georgia Smith-Marsalis

Danele Williams

Molly Williams

Gastonia-Cox Rd.

Tonda Kee

Sabrina McNeil

Rece McSwain

Casey Miller

Thomas Nortey

Tracey Phillips

Chad Robinson

Andrea Stephens

Chelsea Tarbush

Dorothy Williams

Gastonia-Union Rd.

Donna Blake

Sadie Broome

Judith Dunlap

Michael Lane

Mark Oakes

Kevin Pressley

Roxann Rankin

Beth Suber

Maude Walker

Betty Worthy

Gatesville

Natalie Baines

Cindy Barber

Brandon Casper

Ray Freeman III

Cornelius Godwin

Jonathan Hayes

Chante Jordan

Sherl Lowe

JoJo Nichols

Bracey Perry

Steve Rogers

Tobe Run

2023 SECU ANNUAL REPORT

Hendersonville

Jason Blackwell

Amber Burgess Cox

Mark Corbin

Tracy Davis

Susan Frady

Ragan Hare

Elisa Jarrin

Kathey Lancaster

Randy Lytle

Andre Massey

Nolan Ramsey

Laura Simpson

Hertford

William Berens

Reta Blair

Teressa Blanchard

Beverly Ferebee

Kanika Grin

John Lassiter

Reedell Nowell

Thomas Reid

William Ross

Luree Sawyer

Cotina Skinner

Mary Skinner

Hickory-16

St. NE

Teresa Bentley

Heather Canipe

Sherri Elliott

Jessy Fox

Cameron Grace-Keller

Jessica Guyer

Andre Hairston

Mike Heard

Marla Patton

Jill Peek

Regina Reep

Darrin Sherrill

Harrisburg

Johnny Brady

Brian Broadie

Jo Anne Caruso

Belinda Cauthen

Sara Clayton

Freda Edmond

Kathy Giddings

Kendra Glover

Bill Hardister

Vicki Merritt

Amy Peters

Hayesville

Tim Barrett

James Cabe

Timothy Cheeks

Timothy Davenport

Todd Goins

Catherine Gordon

Emily Hensley

Karen Holcomb

Deborah Mauney

Aaron Patton

Jarrod Penland

Jackie Sellers

Henderson

Faye Crawford

Cassandra Evans

Lonnie Faucette

Rebecca Fleming

Evelyn Hall

Donna Hunt

George Manley

Bryan Marrow

Sandra Smith

Jacqueline Terry

Tracy Twisdale

Charles Williford

Greensboro-

West Market St.

Victor Archibong

Latonia Bennett

Rashul Burney

Joanne Carlyle

Esther Coble

Kathy Hutchinson

Samuel Miller

Angela Polk-Jones

Tracy Turner

Suzanne Weaver

Marcia Williams

Patrick Wilson

Greenville-

Charles Blvd.

Richard Allsbrook

Vicki Coleman

Misty Daniels

Alton Daniels

Priscilla Delano

Kimberley Gilbert

Alice Keene

Donald Lee

John Palmer

Sean Pumphrey

Timothy Randall

Dr. Elaine Seeman

Greenville-First St.

Gloria Bailey

Tarrick Cox

Carlton Dawson

Robert Edwards

Betsy Gray

Maurice Harris

William Hill

Susan Howard

Vickie Joyner

Chance Kornegay

Vanessa Pippen

Jeremy Tuchmayer

Greenville-Hwy. 33

Timothy Crumpler

Valada Fisher

John Fletcher

Gloria Harrell

Ervin Harris

Dr. Susie Harris

Lee Jordan

Laura Mangum

Joseph Newsome

Mike Pollard

Katharine Stewart

Todd Viverette

Greenville-

Medical Park

Laurie Bailey

Jeanann Duncan

Jerey Dunning

Marvin Edmonds

Mark James

Anita Mills

Glynis Mullins

Trevor Peters

Nancy Ray

Donald Rhodes

Dr. Marjorie Ringler

Jason Thomas

Buck Waddell

Hamlet

Steve Avant

Joey Bennett

Deborah Driggers

Jerry Ethridge

Tommy Jarrell

John McDonald Jr.

Joyce McRae

Sharron Patterson

Dennis Quick

Dawn Terry

Thomas Thrower

Ronald Tillman

Greensboro-

Pisgah Church Rd.

Kemp Allen

Yvetta Grier

Vernon Johnson

Donald Lahey

Sharon Mangum

Dale McKinnie

Sylivia McLean

Eric Perdew

Lisa Williams

Dr. Terry Worrell

Greensboro-

South Elm/Eugene

Chiquita Alexander

Treana Bowling

Lawrence Clapp

Kathy Elliott

Dr. Thurman Guy

Belinda Haynie

William Hudgens

Jerey Jensen

Ke'shon Purvis

Michael Richardson

Lisa Warren

David Wray

Greensboro-

Stoney Creek

Chad Allison

Peter Burnette

Kathy Davis

Tracy Garrett

Robert Gilmore

Regina Godette-

Crawford

Daniel Grith

Angela Hooper

Stephanie Hunt

Cara Lucas

Ebony Moore

Sheldon Muir

Wayne Saville

2023 SECU ANNUAL REPORT

Kannapolis

Clarence Blackwell Jr.

Tracy Bridgers

Karen Brown

Judy Charles

Karen Fournier

Je Greer

Joy Haynes

Rolonda Morgan

Kurtis Nelson

Julia Patterson

Daniel Squirewell

Connie West

Kenansville

Nelson Baker

Roszena Bivens

Dean Butts

Gregory Carr

Francisco Diaz

Wanda Farrior

Lauren Grady

Brian Jones

Taylor Sandlin

Harvey Stroud

Travis Taylor

Kernersville-

Century Place Blvd.

Tiany Burgess

Patricia Dewitt

Alejandro Grundseth

Crissman Hiatt

Farrah Hilton

Ray Holcomb

Sibyl Langley

Alina Lebrato

Beth Price

Sandra Shropshire

Lisa Stevens

Steven Walton

Jackson

Laquitta Cooper

Kelvin Edwards

Richard Ellison

Kysha Gary

Mark Long

James Roberts

Tameka Robinson

Alan Roye

James Stephenson

Sammantha Thomas

Alcille Vaughan

Robin Williams

Jacksonville-Hwy. 17

Cindy Burkhart

Timothy Foster

Barbara Hassell

Bill Havenski

Lisa Hofe

Je Human

James Kelley

Jerry Morse

John Rand

Cliord Renchen

Tambra Rosage

Jacksonville-

Western Blvd.

Erika Cummings

Norman Davis

Donald Herring

Michael Hoopes

Jerey Hudson

Carol Jones

Melissa Moore

Michelle Padgett

Evelyn Roberts

Dianna Stanley

MaryAnn Turlington

Brenda Vega

High Point-

Westchester Dr.

Bruce Blackwell

David Briggs

Walter Childs

Judy Cox

Edmundson Eort

Richard Ford

Carlvena Foster

Janet Hatcher

Alice Owens

Christy Palmer

Samuel Sellars

Kenya Smith

Hillsborough-Hwy. 70

Fletcher Barber Jr.

Aubrey Clayton

Troy Comar

T.J. Gaster

Kendall Mincey

Sasha Morphis

Peggie Murray

Forrest Orr

Andre Richmond

Robert Sharpe Jr.

Jason Shepherd

Quanda Turner

Hillsborough-

Old Hwy. 86

Richard Barbee

Angela Breeze

Brenda Byrd

Chris Casey

Marcia Harrison

Craig Lloyd

Serena McPherson

Kristi Price

Ana Salas

James Stanford

Chip White

Tony White

Holly Springs

David Adams

Dr. Shelia Bennett

Rodney Brown

Charlene Dunn

John Finlay IV

Mac Harward

John Mitchell

Jessie Price

Pamela Reece

Ken Shorsher

Shelby Snuggs

Deborah Soloninka

Hope Mills

Philip Hart

Ibreta Jackson

Kristina Kinlaw

Sivanadane Mandjiny

Susan Matthews

Kenjuana McCray

Edwin Mensah

Nekime Oxendine

Miguel Pitts

Brenton Spivey

Huntersville

Martha Acquisto

Tamara Allison

Brian Bauer

Brad Habenicht

Elton Miller

Stanley Moore

James Mosteller Jr.

Elizabeth Munson

Vernetta Purcell

Deroy Randolph

Paula Thompson

Indian Trail

Patrick Chang

Carol Eaker

Marianela Garcia

Jan Hargrove

Katherine Latta

Joseph Lindley

Alisa Marquardt

Loree Oliver

Jonathon Rape

David Wheeler

Kenneth Willis

Michael Zezech

Hickory-

Fairgrove Church Rd.

Kathy Carpenter

Robin Cornett

Erryn deBlois

April Herman

Garrett Hinshaw

Angela Holland

Michael Lee

Jessica Sherrill

Gavin Simmons

Kelly Stewart

Kimberly Thompson

Dr. Sylvia White

Hickory-

Mountain View

Reva Bailey

Catherine Bitsche

Andrew Blevins

Kent Brown

Carla Burns

Karen Chester

David Human

Larry Johnson

Richard Smith Jr.

Errol Ward

Dennis Whitener

Nancy Yoder

High Point-Penny Rd.

Leslie Arthur

Mary Borum

Linda Causby

Gina Chapman

Russell Deshield

Angela Henry

Pamela Hunter

James Moore

Travis Reams

Daniel Webb

2023 SECU ANNUAL REPORT

Lumberton-

Fayetteville Rd.

Jeanette Baker

Nelson Brownlee Jr.

Taleek Harlee McCray

Francesca Lattie

Angela Locklear

Joseph Moyses

Christina Poteet

Warren Purcell

Taft Smith

Scotty Thompson

Tanya Underwood

Dennis Watts

Lumberton-Nigel Rd.

Tara Bullard

Cordelia Chavis

Carol Floyd

Pamela Hunt

Lori Hunt

Scottie Locklear

Donna Lovette

Pedro Massol

Jane McMillan

Angela Revels

Larry Sampson

Jennifer Whittington

Madison

Joseph Adams

Robin Burroughs

Clayton Doss

Randel Galloway

Virginia Hoover

Daniel Horne

Susan Irving

Laurann Pierce

Michael Scales

Leslie Shelton

Scott Smith

Mary Wilkins

Lillington

Terry Abney

Michelle Burgess

Harold Butts

Frederick Clarida

Tonya Davis

Cecil Fulmer

Denise Logan

John Mewborn

John Rouse

Gina Wheeler

Michael Wimberly

Lincolnton

Miranda Beal

Kasey Cornwell

Kellie Dellinger

Lorenda Dyson

Marc Garner

Bill Gibbs

Lois Hollar

Christie Murray

Tammy Poovey

Dr. Cale Sain

Terry Sipe

Clint Spencer

Locust

Jacqueline Balmas

Michael Brock

Kristy Bullock

Amy Cook

Brittany Erd

Darryl Gerald

Anita Lee

Renee Little

Oliver Love

Tammy Potts

Juliet Richardson

Edwin Smith III

Louisburg

Roosevelt Alston

Toney Alston

Jamie Beckham

Joyce Greene-McLeod

Timothy Gupton

Amanda Murphy

Dawn Piercy

Thomas Piper

Sherry Tabron

Scott Wheeler

Daniel Wright

Kinston-Vernon Ave.

Randy Bledsoe

Justin Byrd

Dontario Hardy

Dr. Brandy Harrell

Thomas Hill

Rhonda Howard

Terry Humphrey

Rhonda Parker

Gil Respess

Jessica Shimer

Linda Sutton

Robert Williams

Knightdale

Clayton Adams

Dawn Baker

Haywood Bunch Jr.

Lawrence Capps

Lee Corbett

Shawn Curtis

Jerey Deal

John Massey Jr.

Wanda Ramm

Lyn Riggs

Darrell Tennie

Laurinburg

David Berry

Patricia Brigman

Penny Craner

Jeery Edwards

Betsey Ellerbe

Sharon English

James Gibson

Devon Hall

Daniel Hersey

Timothy Johnson

Paulette Stewart

Dorothy Tyson

Leland

Bernadette Brown

Ashley Bullard

Tia Clemmons

Matthew Edwards

Velva Jenkins

Marshal McKoy

Lisa Milligan

Jon Roan

April Scott

Connie Shotts

Priscilla Sykes

Lenoir

Larry Andrews

Kim Clark

Gregory Cornett

Anna Crooke

Mark Dula

Jonathan Gragg

Bethany Herman

Elaine Maxwell

Sandra Nelson

Myrl Pennington

Samuel Sturgis Jr.

Emily Watkins

Lexington

Althea Bradford

Gregory Carlton

Angie Curry

Monique Curry

Dwight Freeman

Mandi Gainor

Johnnie Holloway

Cynthia Leverett

Shane Manuel

Reese Martin II

Joe McIntosh Jr.

Donna Sink

Liberty

Jason Boggs

Kelly Brooks

Megan Clapp

Cheryl Cox

Jack Embree

Rhonda Evans

Adrianne Haley

Kelli Harrell

Ronald Horrell

David Semrad

Lisa Sterling

Wendy Thomas

Whitehead

Kernersville-Hwy. 66

Renee Faenza

Mashunda Famble

Gregory Hairston

Megan Houston

Eugene Mabry II

Emily Raulerson

Danny Safrit

Denise Stephenson

Chuck Teal

Taylor Thornton

John Watson II

Donald Wyatt

King

Anita Belk

Jerry Byers

Mitchell Cook

David Durham

Lisa Harris

Melisa Jessup

Michael Sands

Glenn VanMeter

Jim Webb

Kings Mountain

Mary Accor

Amy Allen

Katie Bolt

Erin Bryant

Alison Clark

Michelle Ford

Julie Fortner

Kenneth Moore

Dustin Morehead

Timothy Reed

James Reid

Robin Spicer

Kinston-Airport Rd.

Rebecca Brown

Dr. Wanda Dawson

Gail Edwards

Rose Fox

Nicholas Harvey

Michael Jarman

Nita Lee

Christina Lovick

Robert Norville

Leslie Rouse

Merwyn Smith

Rainelle Williams

2023 SECU ANNUAL REPORT

Murfreesboro

Debbie Cobb

April Deberry

Satonya Gonzales

Brad Johnson

Juliana Jordan

Christopher Langston

John Mulder

Brunet Parker

Lillian Pugh

Jeery Reid

Dr. Brenda Tinkham

Daryl Williams

Murphy

Janet Barton

Daniel Boursheid

Justin Byers

Ethan Dickey

James Jallah

Timothy Lominac

Arnold Mathews

Graham Raxter

Kathy Temple

Philip Watson

Ronnie Whitener

Jeery Wilson

Nags Head

Teresa Beardsley

Regina Boor

Leigh Brinkley

Clayton Evans

Suzanne Jennette

Paris Murray

Helen Parlette

Juan Ramirez

Elizabeth Reilly

Millard Thomas

Shirley Ward

Lynda Wood

Morganton-

Carbon City Rd.

William Acord Jr.

Ruth-Anne Beaver

Keith Breedlove

Flesia Fields

Thomas Frost

Danny Isenhour

Juan Johnson

Sara Lecroy

Shane Nelson

Michael Searcy

Charles Shuer

Amy Shuping

Morganton-Enola Rd.

Lynnette Bollinger

Mike Crump

William Grady

Je Jurosko

Phillip Lookadoo

Sonja Marston

Dia McCarrick

Will McFarlin

Michael Price

Cecelia Surratt

James Woodard

Timmy Wright

Mount Airy

Michael Beal

Jonathan Bledsoe

Elaine Correa-Castro

Joseph Creech III

Desiree Hagwood

Aaron Holt

Charlotte Hudson

Lydia Lovell

Jimmy Selba

Jonathan Thomas

Brandon Whitaker

Scott Wilson

McGee's Crossroads

Mark Bailey

Steven Byrd

Paula Day

Lyndsey Dunn

Scott Faircloth

Sherman Herring

Centora Holder

Pauline Ketchum

Tim Parrish

Felicia Rawls

Teresa Thompkins

Mebane

Tiany Bailey

Emily Bivins

Robin Bowers

Andy Gentry

Maria Gordillo-Davis

Brannon Hester

Christine Landess

Keturah McIver

David Pritchard

Lachonya Williams

Mint Hill

Constance Danna

Christy Davis

Cynthia Helms

Nicole Holste

Terry McCabe

Paige McCay

Patrina Peebles

Claudius Raphael

Saraphine Salyers

Toni Thomas

Katie Willett

Greg Windeknecht

Mocksville

Jean Brickey

Andrew Doss

Ellen Drechsler

Sarah Ducote

Perry Long

W.G. Potts

Gladys Scott

Michael Spillman

Mike Tribble

Kerri Wall

Jeery Wallace

Brian Williams

Monroe

Cheryl Brakeeld

Traci Colley

Libia Geyer

Jeremy Gilliard

Willie Kilgo

Wendy Maynard

Anita Melton-Gross

Charles Perry Jr.

Keith Rorie

Dr. Kimberly Vague

A.J. Wallace

Leslie Williams

Mooresville

Phillip Cheek

Lani Earnhardt

Brett Fansler

Roger Hyatt

Alfred Jones

Gwenna Oglesby

Rosa Ramos

Melissa Trimbach

Bridget Wardlow

Morehead City

Jack Askew

Melissa Bailey

Jodi Cordova

Braxton Davis

Emily Forguites

William Fulcher

Julianna Henry

Tony Morrison

Embery Morton

Joseph Poletti

Brenda Reash

Fonda Rhodes

Manteo

Beth Bradley

Frank Hester

Vick Keith

Christopher Mascio

Bob Peele

Trey Piland

Sarah Pritchard

Joann Selby

Dawn Tillett

Dean Tolson

Aaron Tuell

Donald Weaver

Marion

Angie Allison

Hubert Corpening

Amy Dowdle

Natalie Gouge

Weyland Prebor

Carla Reid

Phillip Ruppe

Nicole Smith

Edwin Spivey

Susan Webber

Chad Young

Marshall

Nancy Allen

Elizabeth Ayers

Kevin Barnette

Brent Caldwell

Lisa Cody

Dr. William Homan

Larry Huntsinger

Len Jones

Maurice Lisenbee

Marjorie List

Matthews

Amanda Capobianchi

Allen Christensen

Annette Clary

Caitlin Curl

Alyssa English

Tim Hampton

Evadale Hosaook

Shawn Keith

Katherine Neal

Reginald Pincham

Larry Whitley

William Winchester

2023 SECU ANNUAL REPORT

Plymouth

Denise Blount

Rene Cherry

Terri Gallop

Ray Morales

Maurice Perry

Mack Snell

Lance Swindell

Sadie Weston

Harry White Jr.

Wendy White

Rashaun Whitley

Tamara Wrighton

Raeford

Dr. Dana Chavis

Dr. Dion Clark

Rodney Fairley

Sonya Fairley

Cathy James

Dr. Marcus Lowry

Marvin Maxwell

Darrin McNeill

John McNeill

Irish Pickett

Emily Price

Carole Taitt

Raleigh-

801 Hillsborough St.

Charles Blake

Samra Cothran

David Drooz

Fred Eaker

Jim Epps

Renee Foster

Wayne Giles

Creshaye Graham

Marty Link

Robert McKeel

Jared Ollison

Beth Palmer

Pilot Mountain

Dwight Atkins

Jennifer Barker

Linda Chilton

Harry Downs

Chet Jessup

Jared Jones

Jonathan Lancho Villa

Brent Long

Sherri Parks

Winnie Prah

Rhonda Taylor

Pineville

Jackie Burch

Dawn Cloutier

Katelyn Dean

Kevin Earp

Edison Gunter

Carolyn Jacobs

William Jones

Mary Kotsokalis

Janet Phillips

Dr. Allison Plunkett

David Sanchez

Gregory True

Pittsboro

Ashley Belcher

Willie Bell

Eugene Davis

Renee Eaves

Shawn Harris

Wilder Horner

Perry Marshall

Steven Maynor

Wayne McNeill

Lisa Morgan

Sharon Phillips

Timothy Scurlock

Newland

Kathy Beneld

Teresa Beneld

Christopher Cook

Renee Dellinger

Stan Ferguson

Allan Greer

Adam Henderson

Daniel Phillips

Michael Richardson

Jared Thompson

Stephanie White

North Wilkesboro

Regina Billings

Ritchie Cornette

Dakota Finger

Melinda Haynes

Paula Joines

Delaina Jones

Dawn Michael

Scott Ratli

Dena Wiles

John Worley

Oak Ridge

Donald Anderson

Ricky Bunch

Benjamin Davis

Joe Dixon

Rachel Francisco

Majid Hassan

Brandon Jeerson

Lawonne McCoy

Velma Smith

Mari Snipes

Lindsey Stewart

Ocean Isle

Reginald Cook

Stephanie Cordell

Timothy Daniels

Maria Howell

Jerey Maidment

Selena Mobley

Kathy Priddy

Dr. Daniel Richardson

Caron Thompson

Tarshal Wilson

Old Fort

Gail Bagwell

Autumn Bartlett

Melissa Biddix

Stuart Black

Jason Butler

Chip Cross

Kori Elliott

Jeremy Gardin

Alan Moore

Joshua Settlemyre

Frances Taylor

Andrew Waycaster

Oxford

Scott Capps

Beth Cook

Norris Foster

Charles Hight

Kim Inscoe

Roy Johnson

Annette Myers

Corene Norman

Charissa Puryear

Nathan Rice

Joe Sinnema

Cecilia Wheeler

Pembroke

Anthony Barton

Travis Bryant

Jeremy Demery

Sean Graham

Bobby Hammonds

Sheila Hardee

Jadell Hawks

Christopher Hunt

Michael Levinson

William Locklear

Emily Locklear

Cory Lowry

Nashville

DeQuilla Battle

Natalie Brooks

Boris Burt

Magan Edwards

Tonya House

Freda Joyner

William Ramsey

Annette Richardson

Melissa Sykes

Charles Thomas

William White Jr.

New Bern-

Elizabeth Ave.

Mechelle Banks

Bibianna Contti

Jodie Hare

Vernell Johnson

Kevin Rock

Denise Salerno

David Sawyer

Sabra Smith

Keith Sumner

Victor Taylor

Scott Thomas

Cynthia White

New Bern-Howell Rd.

Laura Bell

Gloria Blount

Angela Edwards

Trey Ferguson

Mitch Fortescue

William Fuller

Donald Germann

Renate Lee

Ricky Meadows

Karen Renfro

Charlene Richards

Bertha Smith

2023 SECU ANNUAL REPORT

Raleigh-Stonehenge

Tonalisa Edmunds

Lindsey Gould

Shelly Greer

Travis Groome

Robert Harris Jr.

Brooks Jacobs

Veronica Peninger

Ashlyn Press

Craig Ross

Larissa Williamson

Lawrence Young

Raleigh-

Strickland Rd.

Sharon Durham

John Gawron

Claire Jetter

Denise Kosic

Glen Lowery

Tripp Madden

Annie Pakes

Robert Ruegger

Rachel Skipper

Denise Williams

Carol Woodyard

Raleigh-

Triangle Town Center

Adam Dickens

Timothy Green

April Hill

Richard Jones

Jason Kennedy

Kevin Martin

Gregory Moore

Emmanuel Omile

Pamela Richardson

Vince Rozier

Arthur Sharpe

Raleigh-Poole Rd.

Gail Adams

Naomi Feaste

Shielda Lawrence

Charmaine Leeks

Sonya Mitchiner

Brenda Moore

Kimberly Murrell

Shanita Robinson

Willie Rose

Kim So

Roger Thomas

Samantha Williams

Raleigh-Salisbury St.

Jeannie Betts

Meihui Bodane

Harold Council

Linda Forsberg

William Hart

Angelina Harvey

Alan Jaquith

Matty Lazo-Chadderton

Chonticha McDaniel

Nancy Pennington

Kristin Siemek

Kimberly Winters

Raleigh-Six Forks

Ellen Bailey

Michelle Cerniauskas

Christopher Creech

Tricia Crowe

Ralph Flanary

Matthew Johnson

Dexter Matthews

Tina Moore

Mitch Rapp

Cherolyn Russell

Diane Weems

Battle Whitley IV

Raleigh-

Falls of Neuse Rd.

Frank Bouknight

Traci Claiborne

Anthony Gaines

Christopher Gay

David Hall Jr.

Martin Jernigan

Denise Lowry

Sharon Morris

Diana Skiadas

Raleigh-

Hammond Rd.

Lorraine Glaum

Lisa Grainger

Carolyn Hair

Kevin Hall

Calvin Jones

Burna Mattocks

Rebecca Owen

Joann Ransom

Heide Rumble

Carmen White

Raleigh-Hilburn Dr.

Brian Cadwallader

Randy Callahan

Cary Eaton

LaTonya Foster

Reza Jafari

Dr. Mike Latta

Curt Miller

Margaret Osterho

Angela Scioli

Angela Stephenson

Michelle Thomas

Karen Vertreese

Raleigh-

Louisburg Rd.

Oluwatobi Agboke

Pina Baker

Sidney Broadnax Jr.

Marvin Butler

Courtney Eggleston

George Green

Tyrone Hunt

Katrina Merrill

Bob Mooneyham

Elaine Perkinson

Raleigh-NCSU

John Ashley

Ricky Bunch

Joyce Christian

Kathy Gore

Nikki Harvey

Charles Hunt

Dr. Ronald Jarrett

John Meitzen

Andrew Nowel

Lisa Pierson

Heather Thorpe

Raleigh-

New Bern Ave.

Rebecca Asbill

Eddie Bualoe Jr.

Daquanta Copeland

Stephanie Cyrus

Ajamu Dillahunt

Jimmy Edwards

Markette Hester

Demarcus Jones

Bernetta Little

Reginald Rushing

Mary Thornhill

Dr. Kelcy Walker Pope

Raleigh-

New Hope Rd.

Joe Bright

Larry Butler

Stephanie Deese

Adrienne Glover

Samuel Greene

Janet Hall

Angela Hatchell

David Kramer

Nainesh Patel

Jacqueline Reid

Kara Rouse

Kevin Wong

Raleigh-

Blue Ridge Rd.

Jacqueline Bond

Kim Gooden

Drew Haddock

Mehdi Haeri

Robert Harris-Cannon

Clayton Heath

Bobby Hinton

Sandra Horton

Carey Hunter

Jennifer Kalinowski

Michelle Verhoeven

Terry West

Raleigh-Brier Creek

Shelia Brown

Melissa Crawley

Anthony Joines

Demetria Lynch

Tom Pruett

Dr. Andre Richardson

Claire Sullivan

Ceanna Urbanski

Raleigh-

Capitol Square

Carson Carmichael

Yolanda Cooper

Judy Fields

Cathy Harris

Jo Ana McCoy

Celena Mcgee

Allison Pluchos

Derick Proctor

Thomas Riddick Jr.

Justin Williams

Katherine Winsett

Cande Wood

Raleigh-

Centennial Pkwy.

Robert Allen

Melonie Carlton

Samuel Carter

Shaunda Cooper

Clayton Darnell

Kate Davison

Georganne Grin

Barbara Perkins

Dr. Robb Wade

Janice White

Dr. Lesley Wirt

2023 SECU ANNUAL REPORT

Rutherford College

Brian Bowman

Patrick Bradshaw

Terra Brieno

Myria Burge

Jonathan Clontz

Rudy Hayes

Tammy Leggins

Gavin Riddle

Melanie Robinson

Mark Stinson

Sam Vegter

Rutherfordton

Susie Buchanan

Jason Byrd

Alan Carver

Freddie Euten

Beth Hamrick

Brandon Hill

Rodney Miller

David Norris Jr.

Shane O'Donnell

Pamela Robinson-

Newton

Tina Sims

Jarvis Twitty

Salisbury

Kelly Alexander

Dr. Wendy Barnhardt

Bill Bucher Jr.

Vince Connolly

Alexis Cowan

Brian Deal

Deborah Howell

Jean Kennedy

Kelly Seitz

Deanna Sitlinger

Latesha Smith

Michael White

Rocky Mount-

Sunset Ave.

Matthew Bristow-Smith

Elton Daniels

Brandi Deans

Laverne Espy

Victor Fenner

Dr. Amy Harrell

Martin McCoy

Scott Parker

Samuel Shaw III

Rolesville

Robert Baker

Bakari Johnson

Eddie Keith

Susan Kuhns

Roger Madariaga

Richard Munnerlyn

Cheryl Perry

John Robinson Jr.

Richard Sicard

Rosalynn Tennie

Patsy Woodlief

Roxboro

Pamela Bradsher

George Brown

Kimberly Hargrove

Laquita Lipscomb

Linda Long

Lacy Morris

Kailey Oakley

Carlton Paylor

Philip Rose

Anthony Stewart

Anthony Talley

William Timberlake

RTP

Dr. Deeksha Bali

Victor Barreiro

Charnetta Cooper

Jacqueline Futrell

Sylvester Goodwin

Kyle Hammett

Kimberly Kusy

Tammy Luck

Marlo Thompson

Dr. Deanna

Townsend-Smith

Deirdre Woodard

Roanoke Rapids-

Street

Patricia Barnes

Gregory Browning

Levern Bynum Jr.

Mary Durham

Henry Ford

Edwin Horsley

Thomas Merritt III

Michelle Rogers

James Rook

David Simmons

Dr. Dannie Williams

Kirk Wynne

Roanoke Rapids-

Old Farm Rd.

Dr. Barbara Hasty

Taylor Hawkins III

Alma Hinton

Brian Jones

Anthony Kennedy

Melanie Lockamon

Jose Moreno

Jason Morris

Eva Ott

Ronald Owens

Andre Stewart

Robbinsville

Kristy Cable

Ty Gibbs

Lester Greene

Chris Griggs Jr.

Tammy Holloway

Pam Jenkins

Lisa Keener

Warren Knott

Felicia Moody

Keith Rogers

Kevin White

Rockingham

Mark Covington

Vickie Daniel

Mildred Dickson

Carlotta Grin Knotts

Kathy Leak

Daryl Mason

Debra Parsons

Harold Pruitt Jr.

Hal Shuler

Willette Surgeon

Donald Watson

Dr. Larry Weatherly

Rocky Mount-

Benvenue Rd.

Kochi Angar

Shawn Battle

Augustus Cobb

Jay Hooks

Chastity Kinsey

Michael Mills

Cynthia Richardson

Diane Sturges

Carson Sutton Jr.

Garry Taylor

Theresa Thomas

Patricia Wade

Rocky Mount-

Fairview Rd.

Mildred Brown

Tamala Fuller

Cassandra Godette

Luretta Hardy-Beleld

Tiere Lindsey

Cynthia Lucas

Marva Scott

Shermonica Scott

Felicia Taylor

Roderick Tillery

David Worsley

Raleigh-Wade Ave.

Lisa Blackburn

Matthew Busch

Stacey Carter

Susan Dean

Patrick Dewberry

Kathryne Hathcock

Carolyn Johnson

Christie Jones

Jacqui Lockett

Sharon Martin

Sarah Stein

Latricia Townsend

Raleigh-Wakeeld

Vanessa Alexander

Barry Bryant

Dale Burleson

Santrell Caison

Rebecca Davenport

Sarah Joyner

Phil Lee

Brown Sligh

Tracy Walter

Marjorie Younger

Randleman

Jaynetta Butler

Daniel Carter

Amanda Dawkins

Levar Drake

Dennis Hamilton

Jennifer Hyatt

Pachovia Lovett

Shannan Morton

Jeery Mullins

Shawn Shoptaw

Stephanie Soper

Samantha Sprinkle

Reidsville

Dr. Antoine Alston

Aaron Bailey

Tilda Balsley

Michael Belter

Abner Bullins

Dana Burnette

Charles Evitt

Kathy Gentle

Jerey Hux

Donna Prater

Kasie Pruitt

William Strader

2023 SECU ANNUAL REPORT

Statesville-

Wilkesboro Rd.

Janet Frazier

Jane Hinson

Heather Houston

Claudia Jimenez

Tim Johnson

Wendy Layne

Elizabeth Mitchem

Gordon Palmer

Glenn Roseman

Jermail Rucker

James Smith

Bradley Stroud

Swan Quarter

Donnie Blount

Daniel Brinn

Jason Burleson

Beadie Gibbs

Willie Sue Green

Sue Gurganus

Judy Hardy

Phillip Holloway

Claudette McCloud

Julio Morales

Richard Pugh Jr.

Swansboro

Matheu Becker

Terry Cole

Jennifer Davis

Kay Gray

Carrie Jackson

Gina Lambert

Jessica Locklear

Walter Martin

Michael Morton

Rhetta O'Quinn

Nicholas Wheeland

Paul Wilson

Sparta

Robert Annas

Chad Beasley

Shirley Boyer

Tammy Carrier

Floyd Caveny Jr.

Bob Lane

Susan Murphy

Talina Pipes

Mike Rowe

Charles Rudy

Tracy Rutherford

Shon Tally

Spruce Pine

Jennifer Barnett

Adam Cain

Kasey Cook

Thomas Freeman

Alex Glover

Corey Greene

Meredith Hoilman

James Masters

Stephanie McClellan

Gary Moore

Rosa Sistare

Roger Williams

Statesville-

Eastside Dr.

Richard Armstrong

Milton Bland

Julie Caudle

John Cook

Leigh Ann Darty

Justin Elam

Chanika Graham

Ralph Lepley

Tonya Reid

Donald Renwick

Larry Rogers

Karen Thompson

Shelby

Melba Chandler

Wendy Clary

Je Clevenger

Nathan Craig

Sherry Crowder

Timothia Guest

Carrie Howell

Coleman Hunt

Ralph McKinney

Karen Pritchard

Sherry Spikes

James Woodard

Siler City

Loretta Batchelor

Doug Burke

Sean Cleary

Sue Copelan

Melody Dark

Richard Ellington

Je Fields

Odell Grumble

Rodger Hamrick

Thomas Lemons

Penny Shoun

Hope Welch

Everett Womble

Smitheld-

Bright Leaf Blvd.

Crystal Gregory

Shelby Holt

William Lofton

Teresa McCall

Kenneth McCormick

Kathleen McLamb

Jennifer Moore

Laura Ray

Adam Stanley

Randy Tew

Jennifer Williford

Smitheld-

Bualo Rd.

David Allen

Lynn Bowles

Haywood Daughtry III

Lorie Evans

Mike Johnson

Wanda Lee

Leigh Anne Price

Steve Singleton

Lisa Toole

Twyla Wells

Snow Hill

Joy Brock

Yvette Brown

Ken Creech

Shenile Ford

Todd King

Jason Miller

Taylor Moore

Nancy Murphy

Landon Schertzinger

Jeremy Stroud

Robert Taylor III

Lorrine Washington

Southern Pines

Michelle Bennett

Jean Blue

Mark Dutton

Cathy Hinton

Dago Juarez Pozos

Roberta Maness

Nora McNeill

Dean Walker

Jennifer Wallace

Southport

Sharon Amrol-Davis

Thad Cable

Briton Campbell

Onya Gardner

Pamela Hill

Catalina Jordan

Michelle Lassiter

Brad Shirley

Jennifer Sotrier

Sanford-Bragg St.

Tokiya Ball

Latasha Bethea

James French

Dr. Matthew Garrett

Dorothy Hunter

Sharon Johnson

Kelly Jones

Harriet Norris

Gary Novak

Joy Thompson

Larry Wilson

Sanford-Spring Ln.

Judy Billings

Sandra Boyd

Martin Bryant

Nicola Calloway

Dr. Lisa Chapman

Wendy Cole

Dr. John Crumpton

Amber Eckel

Patrick Kelly

Jay Norris

Joseph Taylor

Dr. Lynn Warren

Shallotte

Napolean Barefoot Jr.

Rhonda Benton

Richard Burns

Phil Byrd

Michael Frink

Eric Hill

Jennifer Kuhnemann

Darrilyn Morgan-

Bellamy

Jerry Oates

Christine Pickard

Christopher Thompson

Leslie Tubb

2023 SECU ANNUAL REPORT

Wendell

Angela Armstrong

Marshall Butler Jr.

Kathryn Coble

Denise Cox

Sue Frederick

Tamah Hughes

Victor Moore

Ravita Omabu Okafor

Jennifer Palmer

Jack Zellmer

West Jeerson

Jason Brown

Christopher Eldreth

Becky Greer

Andy Grith

Micah Oreld

Jason Pierce

Alma Richardson

Phyllis Yates

Whiteville

Heather Bowen

Marie Campbell

Mark Creech

Myra Hammonds

Ronald Hester

Charles Hinson

Theron McKvian

Joy Rector

Michael Rhodes

Anna Richardson

Pamela Soles

Stacey Williams

Wilkesboro

Amanda Blevins

Vickie Call

John Cothren

Reggie Hill

Lisa Holler

Susan Human

Morgan Mathis

Denise Monahan

W.C. Scroggs

Jettie Walker

Nathan Williams

James Wingler

Waxhaw

Lisa Hall

Chris Helms

Jerry Helms

Miranda Helms

Jamal McGee

Todd McPherson

Christina Moubarak

Dale Owens

Matthew Sams

Carlene Sanguine

Margaret Thompson

Gregory White

Waynesville

Meredith Carpenter

Sherri Christopher

Layna Cope

Jason Leatherwood

Monica Leslie

Donald Patten

Hunter Plemmons

Julia Plott

Trevor Putnam

Terry Troutman

Jenny Wood

Weaverville

Christine Ballard-Capps

Sherri Davis

Deborah DeVane

Bart Deyton

Jerry Green

Joel Maude

Will Ray

Durwin Rice

Gail Riddick

Jerry Robertson

Billy Ben Spangler

Jeremy Stowe

Anthony Wilde

Thomasville

Susan Allen

Melissa Baity

Whitney Cox

Mary Hunter

Amy Kepley

Leslie Lomax

Jason Metters

Fonda Norris

Danny Payne

Diane Roberts

Sue Ann Safriet

Tyangye Smith

Trenton

Ned Berg

Monica Cox

Ricky Green

Jennifer King

Barbara Lee

David Mallard

Clifton Mills Jr.

Linda Murphy-Hill

Melvin Smith Jr.

Kyle Smith

Dr. Ben Thigpen

Gloria Wiggins

Troy

Amanda Beaman

Jeannie Blake

Jack Cagle

John Callicutt

John Deaton

Laura Dills

Erie Greene

Robert Nelson

James Ray

Vera Richardson

Paul Whitley

Wadesboro

Jeremy Burr

Stephen Lear

Lucille Liles

Dr. Bobbie Little

Michael McLeod

Maranda Mims

James Phifer

Travis Steagall

Roshunda Terry

Dana Thomas

Natalie Williams

Wake Forest

Robert Briggs

Jason Cannon

Francine Conyers

Mary Defore

Chena Flood

Kimberly Kughn

Howard Lowdermilk

Charles Owens

Diane Ray

Deborah Skinner

Bill Tilley

Warrenton

Catherine Andrews

Robert Conn

Glenn Forsythe

Anthony Hargrove

Michelle Hedgepeth

Lynn Henry

Richard Hunter

Barbara Jones

Lou Ellen King

Goble Lane

Tracy Neal

Samuel Ross

Washington

Kathy Ballard

Redding Elks

Sarah Hammonds

Leonard Hopkins

Patricia Horton-Albritton

Jeremiah Jackson

Susie Jackson

Kimberly Jacobson

Michelle Oros

Tim Ratli

Robby Taylor

Erin Tyson

Sylva

Rick Buchanan

Sharon Crain

Richard Frady

James Lewis

Angelia Noland

Malcolm Powell

Roger Wiggins

Tabor City

Jeremy Baxley

Eddie Beck

Jamie Bullard

James Drayton

Amy Fowler

Nicky Garrell

Billy McCumbee Jr.

Pamela Norris

Adam Redwine

Terry Shepard

Avylena Stephens

John White

Tarboro

Amy Chapman

Martha Cobb

Catherine Dupree

Thomas Green

Ken Guill

Debra Guthrie

Evelyn Johnson

Angela Jones

Karen Lachapelle

Amanda Morris

Charles Purvis

Katherine Walters

Taylorsville

Scott Bowman

Cary Cash

Lloyd Coey

April Eckard

Joseph Mabry

Renee Meade

Jerry Ratchford

Tyler Rowe

Justin Schronce

Jessica Starnes

Sandra Wellman

Wendy Wiseman

2023 SECU ANNUAL REPORT

Winston-Salem-

Reynolds Park

Dr. Linda Alexander

Terry Andrews

Donna Ballard

Alexandre Bohannon

Montrale Boykin

Barbara Burke

Frederick Gethers

Regeania Huntley

Araunah James

Dr. Jack Monell

Greg Taylor

Dominique Walker

Winston-Salem-

Silas Creek Pkwy.

Ricky Brown

Dexter Felder

James Green

Karen Harris

Brittany Holt

Judge Kornegay Jr.

Kate Miller

Chasidy Phelps

Deana Ray

Nola Schi

Kimberly Wiles

Winston-Salem-

Stratford Rd.

Shirley Aldridge

Dr. Annette Beatty

Michael Clements

Christopher Doss

Amir Henry

Ken Jarvis

Tanya Lee

John McPherson Jr.

Gladys Poteat

Susan Riddle

Dr. Patsy Squire

Wilson-Ward Blvd.

Mae Atkinson

Joseph Boyette

Doris Braswell

Katrice Brown

Krystal Cox

Stacey Evans

Donn Holt

Steve Kite Jr.

Randy Mitchell

Robert Pope III

Karen Reaves

Christy Whitley

Windsor

Dr. Nayland Collier

Linda Collier

Kimberly Cooper

James Davis Jr.

Kelvin Hayes

Justin Jackson

Vasti James

Myra Northcott

Casey Owens

Melissa Surgeon

Wendee Todd

Sandra Wilson

Winston-Salem-

Peters Creek Pkwy.

Mark Crook

Theodore Hindsman

Mathew Horvat

Homer Ledbetter Jr.

George McLendon

Dr. Dale Richardson

Stephanie Roseboro

Ronald Speas

Donna Staley

Sonya Stone

Brigitte Wilks

Wilmington-

Myrtle Grove

Roger Applewhite

Kemmie Bayliss

Holly Bruhn

Elizabeth Crace

Patti Easingwood

Debbie Gregory

Dr. Krista Holland

Dr. William Malloy

Veronica

McLaurin-Brown

Frances Reyes

Daryl Sgroi

Wendy Weeks

Wilmington-

North College Rd.

Reginald Barnes

Dr. Anita Brown

David Donaldson

Jeanenne Harris

Maxine Jackson

Jason Moore

Arlene Mozingo

Pamela Oliver-Thornton

Bryan Phillips

Jeremy Ringham

Gayle Woodcock

Wilmington-

Racine Dr.

Samuel Burgess

Debi Byrd

Frances Carr

Andy Craven

Sarah Gilbert

Maria Madison

Parker Moran

Dr. Art Padilla

Mary Rich

Emma Saunders

Shanan Stephenson

Robert Turner, lll

Wilmington-

Randall Pkwy.

Robin Bennett

Stephania Bloodworth

Dr. Michael Bradley

Ben Chappell

Angela Faison

Jarett Gattison

Rashad Gattison

Dr. Edward Graham

Lauren Janney-Wolf

Kelly Kennedy

Donna McAdams

Vicky Normandt

Sonya Oates

Wilson-42 West

Leah Bissette

Tammy Coleman

Hubert Cox

Billie Hamilton

Thomas Herring Jr.

John Joyner

Annette Mathis

Kesha Smith

Marquis Spell

Phillip Wall

Joyce Wetherington

Wilson-Nash St.

Philip Cockrell

Wayne Doll Jr.

James Green III

Chrisola Ham

Marguerite Harris

Alice Langley

Carl Mathis

Phillip Mooring

David Morton

Julian Sauls

Lisa Stith

Joyce Wilks

Williamston

Wayne Bray

Alice Cotton

Brent Council

Bonnie Cowan

Angela Ellis

Jennifer Heath

Clifton Hudson

Judy Jennette

Lonnie Minton

Michelle Revels

Misty Rushing

Donnie Wallace

Wilmington-

Converse Dr.

Jennifer Booher

Kathy Fox

Mitchell Hartlaub

Jakki Jethro

Susanne Johnson

Kathy Martinez

Beth Rubright

Carla Turner

Monica Valsi

Wilmington-

Market St.

Raymond Burt

Malcolm Eure

Allyson Gower

Candace Halecki

Tanya Jordan

Jessica Kiser

Anthony Law

Margaret Lopatka

Debbie

McPherson-Salling

Beth West

Stephanie Williams

Sabra Wright

2023 SECU ANNUAL REPORT

Yadkinville

Rodney Bates

Margie Hargrave

Todd Martin

Jill Matthews

Tracy Milholand

Zeb Saunders

Holton Shepherd

Virginia Stammetti

Marc Thomas

Robin Vann

Jacob Wagoner

Brian Willard

Yanceyville

Brandi Boaz

Hilary Dodson

Leroy Harrelson

Bettie Knight

Lisa Lassiter

Lynn Massey

Gaye Poteat

Donnie Powell

Samuel Seamster

David Shatterly

Kameka Totten

Robin Wood

Zebulon

Scott Broadwell

Scott Corl

Jamel James

Stephanie Jenkins

Lawre Johnson

William Lineberry

Raymond Massey

Quentin Miles

Robert Rideout Jr.

Glen Shoemaker

Carnell Taylor

Tristan Trapp

Freda Vick

Winston-Salem-

University Pkwy.

Janet Atkinson

Mshairi Evans

James Johnson

Jamerson Lee

Rick McIntyre

Ana Ortiz

Stephanie Savage

Kevin Sherrill

Phillip Slater

Rebecca Somerville

Leigh Tippit

Sonya Weaks

Winterville

Kim Bell

Timothy Bland

Melvin Brown

Sharon Byrum

Patricia Clark

Kendall Commodore

Larry Dendy

Frederick Eagan

Elyse McRae

Amy Staton

Kara Stocks

Dr. Lathan Turner

Life insurance is oered through SECU Life Insurance Company. SECU Life Insurance

Company is a wholly-owned subsidiary of State Employees’ Credit Union. Life

insurance is not guaranteed by, a deposit of, or an obligation of any credit union

and is not insured by NCUA or any other federal government agency. Insurance

Representatives are licensed to sell in North Carolina only.

Investment advisory services oered through Credit Union Investment Services.

Securities oered through SECU Brokerage Services. Member FINRA, SIPC. Trust

Services oered through Members Trust Company, a federal thrift regulated by the

Oce of the Comptroller of the Currency. Securities, Trust and Insurance products

are not Credit Union deposits, are not obligations of or guaranteed by the Credit

Union or Members Trust Company and are not insured by the NCUA or any federal

government agency. Securities and Trust products involve investment risks, including

possible loss of principal invested. Insurance rate quotes are subject to change

upon completion of the underwriting process. Investment, Trust and Insurance

representatives are also Credit Union employees, who may accept deposits.

Investment and Insurance Representatives are licensed in North Carolina only.

Attorneys participating in the Estate Planning Essentials Program are not employees

or agents of the Credit Union (SECU, LGFCU or NCPAFCU), Members Trust Company

or any aliated entity. SECU Trust Representatives are not employees or agents of

the participating attorneys. The Credit Union and Members Trust Company are not

providing legal services and are not responsible for the services provided by these

independent professionals. The Estate Planning Essentials Program is an optional

program for members. Credit Union members have the option to use an attorney

participating in the program or select their own attorney.

The SECU Foundation, a 501(c)(3) charitable organization funded by the contributions

of SECU members, promotes local community development in North Carolina

primarily through high-impact projects in the areas of housing, education, healthcare,

and human services.

www.ncsecu.org | Member Services Support: (888) 732-8562 or (919) 857-2150

NMLS

#430055

Federally insured by NCUA