Take advantage of a wide range of financial services with special rates and benefits through our Bank at Work
program.
1
We’re here to help you – let us take care of all your personal banking needs.
Bank at Work Checking
• Checking with interest
• No minimum balance requirement
• No monthly service charges
2
• Free Bank at Work duplicate checks
• No First Citizens charge on two non-First Citizens
ATM transactions
3
each statement cycle
• No-monthly-fee Visa
®
Debit Card
• Overdraft protection options
Insurance Services
4
• Free quotes and analysis on home and auto
insurance from our licensed insurance experts
Bank at Work Savings
• No minimum balance
• No monthly service charges
• Preferred rates on certificates of deposit (CDs)
Mortgages
5
• $500 toward closing costs on a First Citizens mortgage
Other Services
• Free 3" x 5" safe deposit box or a credit toward the
annual rental fee on a larger box (subject to availability)
• Free access to Online Banking with Bill Pay
• Great rates on EquityLines
• Free traditional traveler’s checks, cashier’s checks,
money orders and notary services (where available)
First Citizens Rewards
®
Visa Credit Card
• Competitive rate
• Earn one point for every dollar you spent on qualifying
purchases
6
• Redeem points for gift cards, travel, merchandise, cash
back and more
• Optional upgrade to the higher tier of First Citizens
Rewards to earn 50% more points
7
REBECCA HARDWICK
Conway Office
Financial Sales Manager
1200 Third Avenue
Conway, SC 29526
843.381.8474
rebecca.hardwick@firstcitizens.com
Bank At Work – Special Bank
Packages for
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PRODUCTS & FEATURES
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Ready to get started?
1 This offer is limited to one Bank at Work checking account per participant. It is valid as long as direct deposit of your pay from your employer is maintained with First
Citizens. This offer may be withdrawn or changed at any time without notice. Other restrictions and fees may apply.
2 The following qualifiers are in place to avoid fees on Bank at Work checking: Customer must maintain direct deposit of pay into the Bank at Work checking account (at
least one direct deposit per month is required) and the customer’s employer must remain an active participant in the Bank at Work program.
3 Service fees may apply for transactions at non-First Citizens ATMs.
4 Insurance products are not insured by the FDIC or any federal government agency and are not a deposit or other obligation of, or guaranteed by, any bank or bank
affiliate.
5 Only one Bank at Work credit allowed per loan. The credit is only intended for the refinance or purchase of a primary home and excludes Money Saver Mortgages. The
Bank at Work credit is not available on construction loans.
6 Qualifying purchases are defined as gross retail purchases less any returns or credits.
7 Optional enrollment involves an annual rewards membership fee of $50, which will be applied to your First Citizens Rewards Visa Card upon enrollment.
Account openings and credit are subject to Bank approval. Bank at Work is available to companies with 10 employees or more.
Other restrictions and fees may apply. Member FDIC. Equal Housing Lender
