Sometimes, a home insurance claim can present an opportunity to upgrade destroyed property, equipment
and appliances with something more energy-efficient. Plus, these upgrades can save you money on your energy
bills over the long term.
Customers who have insured their home or condo with us can add The Hanover’s green upgrades endorsement.
This coverage applies to building structures, personal property, and related expenses for equipment, materials
and methods in design and construction.
Green upgrades coverage
Recycled drywall,
lumber and decking
Tankless
water heaters
Low flush
toilets
Energy-saving
surge protectors
Low-chemical paint
ENERGY STAR
®
certified appliances
Low emissivity
windows
Green
upgrades
include:
From breakdown to upgrade
A green upgrades endorsement also works in tandem with an existing equipment breakdown
endorsement. For example, say your refrigerator fails due to a mechanical issue.
• Equipment breakdown would cover the cost to replace the refrigerator
• Green upgrades would allow additional coverage
for a more efficient refrigerator
About The Hanover?
The Hanover is a leading property and casualty insurance company offering a broad portfolio of tailored insurance coverage
solutions for personal, commercial and specialty customers. The Hanover is a Fortune 1000
®
company, with nationally recognized
claims service and proactive risk management expertise. The company’s financial strength has earned it high marks from key
industry analysts, including an “A” rating (Excellent) by A.M. Best Company.
112-10414 (8/18) LC 2018-223
hanover.com/personalinsurance
The Agency Place (TAP)—https://tap.hanover.com
All products are underwritten by The Hanover Insurance Company or one of its insurance company subsidiaries or afliates (“The Hanover”). Coverage may not be available in all jurisdictions
and is subject to the company underwriting guidelines and the issued policy. This material is provided for informational purposes only and does not provide any coverage. For more
information about The Hanover visit our website at www.hanover.com
©2019 The Hanover Insurance Group. All Rights Reserved.
The Hanover Insurance Company
440 Lincoln Street, Worcester, MA 01653
Citizens Insurance Company of America
808 North Highlander Way, Howell, MI 48843
GREEN UPGRADES COVERAGE
Ready to grow
your coverage?
Talk to your independent
agent today to learn more
about green upgrades
coverage for your home
or condo.
