Page 7 | 12
New Hire Frequently Asked Questions (FAQ)
A: The Federal Employee Health Benefits (FEHB) Guide states a spouse from a valid
common law marriage is an eligible family member for FEHB coverage. As an employee, it
is your responsibility to be informed on your state’s regulations regarding common law
marriages.
Q: You stated we can carry our insurance into retirement if eligible. What are the requirements
to carry the insurance into retirement?
A: Requirements for continuing health benefits into retirement are:
1) you must have retired on an immediate annuity (that is, an annuity which begins
to accrue no later than one month after the date of your final separation)
2) have been continuously enrolled, or covered as a family member, in any FEHB
Program plan (not necessarily the same plan) for the five years of service
immediately preceding retirement, or if less than five years, for all service since
your first opportunity to enroll.
If you have specific questions on your situation you will need to open an OS GetServices ticket.
SECTION FIVE (5): BENEFEDS / SUPPLEMENTAL INSURANCE
Q: If I had supplemental vision and dental insurance with BENEFEDS from my prior agency will
those transfer with me?
A: Yes, but it requires you to contact BENEFEDS at www.benefeds.com or 877-888-3337
to inform them you have transferred agencies and request they transfer responsibility to
the new agency.
Q: If the health insurance plan that I select has dental and vision coverage is that the same as
the BENEFEDS coverage?
A: No, Some FEHB plans include limited dental and vision coverage, but the coverage
offered through BENEFEDS is supplemental coverage and requires an additional
premium. BENEFEDS enrollment is not associated with your health insurance enrollment
and is done via the BENEFEDS website. (Slide 42)
Q: Is there an age limit for children on the dental and vision insurance?
A: Yes. Eligible dependents include unmarried children under age 22 (including
recognized natural children, adopted children, stepchildren, and foster children, if living