Age at entry: 35 years
Premium paying term: 25 years
Mode of premium payment: Yearly
Sum Assured: Rs.1,00,000/-
Annual Premium: Rs.4,535 /-
End of
Year
Total
premium
paid till end
of year
Benefit payable on death during the selected term
Guaranteed
*
Variable Total
Scenario 1 Scenario 2 Scenario 1 Scenario 2
1 4,535 1,00,000 1500 5100 101500 105100
2 9,070 1,00,000 3000 10200 103000 110200
3 13,605 1,00,000 4500 15300 104500 115300
4 18,140 1,00,000 6000 20400 106000 120400
5 22,675 1,00,000 7500 25500 107500 125500
6 27,210 1,00,000 9000 30600 109000 130600
7 31,745 1,00,000 10500 35700 110500 135700
8 36,280 1,00,000 12000 40800 112000 140800
9 40,815 1,00,000 13500 45900 113500 145900
10 45,350 1,00,000 15000 51000 115000 151000
15 68,025 1,00,000 22500 76500 122500 176500
20 90,700 1,00,000 33000 113000 133000 213000
25 1,13,375 1,00,000 41500 141000 141500 241000
End of
Year
Total
premium
paid till
end of
year
Benefit payable on survival to the end of selected
Guaranteed
Variable Total
Scenario 1 Scenario 2 Scenario 1 Scenario 2
25 1,13,375 1,00,000 41500 141000 141500 241000
26
onwards
1,13,375 1,00,000 **
- - 1,00,000 ** 1,00,000 **
* In addition to the benefits given in the column, an Accident Benefit of Rs. 1,00,000 /- will
also be available without payment of extra premium in case of death/disability due to accident.
** Benefit payable on death after the selected term. If the death occurs due to accident up to
age 70 an additional Rs. 1,00,000/- will also be paid.