Deposit Interest Rates
Important Information –
These rates are effective as of 15
th
March 2024 and are subject to change
without notice.
Interest Rates effective as of 15
th
March 2024
Subject to change without notice
Coastline Credit Union Ltd
ABN 88 087 649 910 / AFSL 239175
Australian Credit Licence Number 239175
Fixed Term Deposit Interest Rates
Interest paid on maturity
$5,000 to $24,999*
$25,000 to $49,999*
$50,000 plus*
3 Months
3.50%
3.60%
3.70%
6 Months
3.90%
4.00%
4.10%
9 Months
3.80%
3.90%
4.00%
12 Months
4.55%
4.65%
4.75%
24 Months
3.80%
3.90%
4.00%
Gold Benefits – Fixed Term Deposit Interest Rates
Interest paid fortnightly, maturity or monthly
$5,000 to $24,999*
$25,000 to $49,999*
6 Months
4.00%
4.10%
12 Months
4.65%
4.75%
24 Months
3.90%
4.00%
Cubs and Kickstart Fixed Term Deposit
1
Interest paid on maturity
$500 to $10,000
$10,000 plus*
Cubs - 3 Months
4.45%
Not available
Kickstart - 3 Months
4.45%
Not available
*Rates quoted apply to individual deposits only.
1
Cubs and Kickstart Fixed Term Deposit available to Cubs and Kickstart account holders only. Maximum investment amount
is $10,000 any investments above $10,000 will need to be placed on another one of Coastline’s carded Term Deposit accounts.
Interest rates shown are per annum (pa)
Rates and acceptance of deposits over $500,000 by negotiation.
Early redemption for fixed term deposits is entirely at Coastline’s discretion and will incur penalty interest of 1.00% pa.
Interest Rates effective as of 15
th
March 2024
Subject to change without notice
Coastline Credit Union Ltd
ABN 88 087 649 910 / AFSL 239175
Australian Credit Licence Number 239175
Savings Account Interest Rates
Interest
calculated
Interest
paid
Basis of calculation
Rate per
annum
Including
bonus &
promo
Interest
rate
MMB
Monthly
On Total Balance
0.00%
Available to Member 50 years
and over. Annual Membership
Daily
Monthly
$50,000 plus ^
$25,000 to $49,999
$1 to $24,999
3.00%
2.25%
0.50%
Available to Members aged 0-
11
Daily
Monthly
$20,001 plus^
10,001 to $20,000
Nil to $10,000
0.10%
0.25%
3.00%
Available to Members aged 12
- 17
Daily
Monthly
$20,001 plus^
10,001 to $20,000
Nil to $10,000
0.10%
0.25%
3.00%
Daily
Monthly
On Total Balance
0.40%
3.50% *
Daily
Monthly
On Total Balance
2.45%
5.10%
1
Daily
Monthly
On Total Balance
0.40%
4.25% ++
MMB
Monthly
$1,000 plus
$1 to $999
1.75%
0.50%
MMB
Monthly
$1,000 plus
$1 to $999
2.25%
0.50%
N/A
N/A
N/A
Nil
N/A
N/A
N/A
Nil
* Coastline Bonus Saver: Bonus Rate paid on the last day of each month if at least one deposit of $20 and no withdrawals made in the calendar
month.
++ Coastline eSaver: Bonus Rate paid on the last day of each month if at least one deposit of $500 and no withdrawals made in the calendar
month.
^ Acceptance of deposits over $250,000 at Coastline’s discretion. Bonus rate may not be applicable on this product on higher amounts.
> The balance of the Mortgage Offset account is 100% offset against your Minimiser Home Loan balance when interest is calculated.
MMB = Minimum monthly balance
1
Limit of one Rise account per membership. Fixed introductory interest is only available on the first Rise account opened by customers who
have not held a Rise account within the last 12 months. The base variable rate applies after the initial 6-month introductory offer.
Interest Rates effective as of 15
th
March 2024
Subject to change without notice
Coastline Credit Union Ltd
ABN 88 087 649 910 / AFSL 239175
Australian Credit Licence Number 239175
Accounts no longer available (rates applicable to existing accounts only)
Business Cash Management
Daily
Monthly
$50,000 plus^
$25,000 to $49,999
$1 to $24,999
2.25%
0.50%
0.01%
MMB
Monthly
$50,000 plus^
$25,000 to $49,999
$1 to $24,999
2.25%
1.50%
0.45%
Daily
Monthly
$50,000 plus^
$25,000 to $49,999
$1 to $24,999
2.25%
1.50%
0.50%
Daily
Monthly
$50,001 plus ^
$25,000 to $49,999
$1 to $24,999
2.25%
1.50%
0.50%
MMB
Monthly
On Total Balance
0.00%
Interest Rates effective as of 15
th
March 2024
Subject to change without notice
Coastline Credit Union Ltd
ABN 88 087 649 910 / AFSL 239175
Australian Credit Licence Number 239175