TOWER| Handbook
Page 8
ARRIVING IN A NEW COUNTRY
Opening a bank account
You need to be in the UK to open a UK bank account, so make sure it’s one of the first things you do once
you arrive. It is the safest way to manage your money.
Opening a bank account can take a week or more, so make sure you’ve got enough cash for your first few weeks
here.
To open a bank account you’ll need to check individual bank requirements. Most will want to see your passport
and introductory documentation from your university detailing your personal details and course of study.
Once your account’s open, speak to your university or go to www.moneyadviceservice.org.uk for advice on
budgeting and managing your money.
Student Travel Reduction Cards
Want to see more of the UK during your university days? A 16-25 Railcard and/or a Coach Card can save you
a considerable amount if you explore by train or coach.
The 16-25 Railcard costs £30 for one year or £70 for three years, and gives you a third o your rail travel in the
UK. To get this you will need proof you are a student, your passport and a passport-size photo. The card can be
purchased at any train station ticket oce. For further information see: www.16-25railcard.co.uk
The Young Persons Coach Card can be bought at National Express coach oces or online. This card costs
£12.50 for a year or £30.00 for three years and gives you 30% o all coach travel in the UK. To get one you
simply need proof that you are a student.
For further information see: www.nationalexpress.com/waystosave/young-persons-coachcard.aspx
Mobile phones
Mobile phones are cheap to buy, but expensive to use, so be careful not to accidentally run up a big bill by
spending hours on the phone to another country.
If you choose a contract, the phone will be cheap or free, but make sure you check the monthly payment and
call charges before signing and remember that there’s often a compulsory monthly charge. You will need an
enrolment letter from your university to take out a phone contract.
Pay-as-you-go is the no-contract, no credit check, no-commitment, no-monthly bills way to get a mobile phone.
However, you always pay a lot more to buy the initial phone and calls are generally more expensive than on
contract mobile phones. On the plus side, you don’t need to provide a proof of enrolment letter from your
university.
For information on mobile phone companies and to see prices see: www.mobiles.co.uk